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Small Group Decisions

Employers with fewer than 50 employees will not be subject to many of the new Affordable Care Act guidelines that will take effect soon.

Most experts are saying that it's a good decision to stop offering health insurance to employees and start offering them Health Benefits with a Pure Defined Contribution Plan.

We've compiled a list of reasons that you can view by clicking here.

You can learn more about Pure Defined Contribution plans by clicking here.

Plenty of web links support an individual purchasing a new plan now, and not waiting.  And also the fact that fewer employers are offering health insurance.  Here are a few:

Wall Street Journal - June 30, 2013
Forbes - September 27, 2013  and also July 2, 2013
Kaiser Family Foundation - December 5, 2012
mlive - September 26, 2013

We realize that this will not be for everyone... some folks with chronic health conditions will benefit from having these more expensive, more robust plans - especially older people.  But the majority of people will save significantly.

In order to save significant amount of premium, the Individual health insurance policies must be purchased between now and the end of 2013 in order to get the great rates!!  Do you and your employees a favor and don't delay and contact us now to get this taken care of before time runs out!!  email info@shieldagency.com or call us at 616-896-4600