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Shield Insurance Agency Blog

How to Get the Rust Off a Trailer Hitch May 17, 2017
If you tow a camper, boat or trailer you may notice your trailer hitch rusting. Prevent this with proper maintenance, regular use and wax and/or painting. But if you have an existing hitch that's rusted, there are several ways to remove the rust.
Removing Rust From Chrome Hitch
If you have a chrome ball, or chrome hitch that's showing signs of rust, simply ball up a piece of aluminum foil, dip it in white distilled vinegar or Coca-Cola and lightly rub the rusty spots. Rinse with warm water and dry with a soft clean rag. Follow up by polishing with two coats of any brand carnauba car wax.
Removing Rust from Iron Trailer Hitch
If you have an iron trailer hitch or hitch ball that's beginning to rust you can remove the rust with Naval Jelly. First, remove any loose or flaking rust with a wire brush. Then apply Naval Jelly and allow it to sit for 5 to 10 minutes—no longer than 15. Rinse and repeat if any rust still remains. Dry the metal and paint with an oil-based paint within 24 hours to prevent the return of the rust.

Submitted by Joe
April showers bring May flowers.... Apr 17, 2017
For me, spring and fall are by far my favorite seasons.  After a long, cold winter it was so nice to be outside this past weekend and enjoy the sunshine!  I am so thankful to live in a location that gets to experience all four seasons.  As I was outside this weekend I could not help but stop & look around.  The creation seems to be bursting with life!  There were buds on almost every tree, the flowering trees seemed to explode over the weekend and the spring flowers are appearing everywhere.
     In a household with 4 teenagers, spring is very busy at our house with school activities, sports, year-end school programs, graduations, college finals, work, etc.  Everyone seems to be hustling about, going here, going there.  What about your household?  If it's anything like mine, there are times when you feel you can't even catch your breath.
     My challenge for myself and my family (and you too) is to try to schedule - yes schedule - time to take a break and enjoy some quiet time outside.  Enjoy the outdoors, the beautiful city that we live in, the nature around us.  It's really amazing how theraputic listening to birds singing while soaking up the sunshine and smelling the fresh spring air is.  So take a break!  Allow yourself to relax and enjoy the beautiful spring season.

Submitted by Tammy
Michigan! Feb 2, 2017
Michigan, the pluses and minuses.


 
    If you are a true Michigander, then you really love the 4 seasons! We would really appreciate if all of the roads would or could remain clear all year long.  But seriously it seems like we have 2 seasons, Winter and Construction (per: Jeff Foxworthy) Which really does seem to be true!  ;)
   
  But why do people leave our beautiful state?  Health, road conditions, family reasons, jobs, there are many reasons why we move.  Winter is probably the biggest reason.  But we truly do have the overall best weather of any other place.  We have no hurricanes, mud slides, tsunami's, barely any drought with all of our amazing lakes!  We do have occasional tornadoes, but what state doesn't??    


Here are some reasons why I love our state!!!

  1. We love to see the 4 seasons and experience all of our 4 seasons in 1 day once in a while!  

  2.  Where else can you show where you live on your hand???

  3.  Michigan Sand Dunes are one of the most beautiful sites in the world!!

  4.  Do you love to swim in the summer and ski in the winter?

  5.  A Christmas store and town all year long that you can drive to!

  6.  You can get 10 cents per can for recycling!!

  7.  We have one of the longest bridges in the world.

  8.  We are home to one of your favorite cereals!

  9.  Motown music originated here.

 10.  We have some awesome sport teams also!!!!


These are just a few reasons why I love Michigan, how about you???

Submitted by Dawn
Give Back Oct 28, 2016
With the holidays right around the corner it seems like we get busier and busier every day. We have to plan for Thanksgiving with family, Christmas celebrations, presents, and celebrating the start of a new year. We all tend to get so busy that we don't always stop to look around and notice that not everyone might be as lucky as we are. 


There are many families that won't be able to sit down to nice meal at Thanksgiving or be able to provide even the most basic of necessities for their children. There are homeless people who won't have a home to go to, children that won't have gifts to open on Christmas, and families who won't have enough food to celebrate Thanksgiving. 

As we enter the Holiday Season we should stop and reflect on how much we have and how much we can give back. It can be a simple as donating a toy to Toys for Tots or donating the clothes you no longer wear to a men or women's shelter. We can also go as far as starting food drives, toy drives, and a clothing drive. Nothing is impossible when we choose to give to those who are less fortunate. Take it upon yourselves this year to give back and bring a smile to those in need. There are a lot of non-profit organizations that would be very happy to work with those who want to give back. You can also provide children in the hospital with toy donations. We should want to give back not only during the holiday season, but everyday, but this time of year seems to make a difference for a lot of people who are in need. It is a beautiful thing when we can give back to those in our community. While there is a lot of people who volunteer with organizations they never seem to have enough to fulfill all the responsibilities. I encourage you this Holiday Season to give back to at least one person who is in need because we never know whose life we could be changing by doing a simple act of kindness. 

Submitted by Gabi
Social Media Sep 30, 2016
Did you know that Social Media could have a big impact on your insurance rates?

For Instance:

Selfies: Taken while driving and uploading them to social media could be a problem with your policy being non-renewed based on the fact that you are a distracted driver.

Text Messages: Texting and Driving Don't Mix! Especially if you were involved in an accident around the time stamp of your convo, an Insurer may deny your claim or list you as at-fault.

Bad Habits on Social Media:

1.  Such as posting that you are divorced or married and not updating your insurance carrier of your status. 
2.  Giving up smoking, and not informing your Life insurance carrier, then they find lots of pics of you smoking.
3.  Got a new dog in your home may be good but, if you don't tell your insurance carrier certain breeds could cause a cancellation of your home policy.
4.  Geotagging while away on vacation can maybe cause an insurance company to deny your claim because you loaded your pics to social media with the geotags which can cause theft!

Just Remember:  Always tell your Agent the truth and be honest. Don't put yourself out there on social media where it could cause any problems with your integrity. Remember, the whole world can see you!!

submitted by Dawn
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