What Is It?
Toy insurance coverage can represent two different categories. One is your valuable and luxury collections. The other is your recreational toys like ATVs, motorcycles, RVs, boats, etc. These are all fairly expensive and require toy insurance to protect them.
What Does It Cover?
For your precious collections, comprehensive toy insurance coverage includes burglary, fire, flood, loss, natural disasters, theft, and other causes of loss.
For your recreational toys, coverage includes liability (including bodily injury liability and property damage liability), collision, comprehensive (damages/losses that aren’t due to collisions such as fire, vandalism, and theft), and underinsured/uninsured (especially during hit-and-runs).
Why Do You Need Toy Insurance?
Accidents do happen and when they do, this insurance may help pay the cost of damage to the vehicles involved and any medical bills. It will also give you peace of mind in knowing these valuable types of assets are protected in the event of an accident. Based on what you have and what value your toys are, you should buy applicable insurance coverage.
If you have questions about your insurance requirements, please give us a call or text our Hudsonville, MI home office at 616-896-4600. Or send us an email at Info@ShieldAgency.com friendly agents will be happy to assist you.
