Why Do Dogs Eat Grass - Shield Insurance Agency Blog

Why do dogs eat grass?

Why do dogs eat grass? 6 reasons your pooch is munching on your lawn, from anxiety to worms

  • Your dog might be eating grass because it provides a source of fiber in their diet. 
  • Dogs may also eat grass when their stomach is upset since it can make them throw up.
  • Grass-eating is a habit that dogs may have inherited from wolves, so some pups just like the taste. 

Nearly 80% of dogs who have access to grass will occasionally eat it. 

Researchers still don’t know exactly why dogs eat grass, but there are many theories, like getting rid of worms or calming their anxiety. 

Note: Most of the time, grass-eating isn’t a problem, but if your dog starts overeating grass and vomiting, you should see your vet.

Here are six reasons your dogs eat grass and when you should be concerned about it.

1. They need more fiber in their diet

There’s no single answer to why dogs eat grass, but some experts believe that dogs may be craving a nutritional component like fiber.

Grass may be “providing trace elements or vitamins that are missing in your dog’s diet,” says Jeannine Berger, DVM, Senior Vice President of Rescue and Welfare at San Francisco SPCA.

There are no studies proving that dogs with low-fiber diets eat more grass. However, there is some anecdotal evidence that dogs stop eating grass when their owners feed them a high-fiber diet, says Nicholas Dodman, BVMS, DACVB, president of the Center for Canine Behavior Studies.RELATED5 ways to fix your dog’s constipation

If your dog isn’t getting enough fiber, they may show symptoms like:

  • Diarrhea
  • Constipation
  • Blocked anal glands, which can cause your dog to scratch their backside on carpets or leak a foul odor
  • Obesity

If you see these signs along with grass-eating, talk to your vet about whether you should adjust your dog’s diet.

2. Their stomach is upset

The fiber in grass may help food move more easily through your dog’s gut. Because of this, “grass might also help if your dog is dealing with underlying gastrointestinal disease, like inflammatory bowel disease,” Berger says.

Perhaps due to instinct, some dogs have learned that eating grass may also soothe their acid reflux, Dodman says. And this makes sense, since grass contains pectin, a type of fiber that can help treat acid reflux in humans.

If dogs have a bad feeling in their stomach, they may eat grass to make themselves throw up and feel better,” Dodman says. However, vomiting might not be the main reason dogs eat grass — a small 2008 study found that only 22% of dogs who ate grass tended to vomit afterward.

If your dog is regularly eating grass to the point of vomiting, Berger says to call your vet, as this can be a sign of underlying disease like intestinal issues, cancer, or liver disease.

Besides eating grass, other signs that your dog has an upset stomach include:

  • Vomiting or diarrhea
  • Licking their lips or licking the air
  • Gulping
  • Loss of appetite

If your dog has an upset stomach, you can also try feeding them mild foods like boneless, skinless chicken and rice. If it doesn’t get better after a couple days, call your vet.

3. They’re anxious

Click here for the rest of the story…


More great blogs shared by Shield Insurance

Read More
House Hunting - Be Prepared to Win a Bidding War - Shield Insurance Agency Blog

House Hunting? Be Prepared to Win a Bidding War

HowStuffWorks.com | By: Carrie Whitney, Ph.D.  |  May 28, 2021

Bidding War. A home is listed for sale in Palm Beach, Florida, where single-family houses priced at $10 million or more surged 306 percent in March 2021, from just a year earlier. 

If the real estate market can be counted on for anything, it’s fluctuation. There are times when buyers have their pick of homes, and sellers must settle for sales prices that are less than what they’d hoped for.

Then there are those times when it’s a seller’s market, and it’s the buyers who have to pay top dollar — or even over asking price — to get into houses. In a really hot seller’s market, buyers can end up in a bidding war — essentially a homebuying competition where the highest offer wins.

Why Does a Bidding War Happen?

That’s exactly where the U.S. housing market is currently. Inventory is low; demand from buyers is high; and sales prices continue to surge. In fact, the National Association of Realtors’ (NAR) latest monthly sales report released May 21, 2021, says existing-home sales were down 2.7 percent in April — the third straight month of decline. But January to April sales are still up 20 percent, and median existing-home sales prices rose 19.1 percent year-over-year. Those are both record highs.

Total housing inventory (the number of houses for sale) in the U.S. at the end of April was up 10.5 percent from March, but still down 20.5 percent from just a year ago. These are near-record lows since the NAR began tracking the home supply in 1982.

Michael Schiff, a buyer’s specialist with Schiff Real Estate Team, with Ansley Real Estate in Atlanta, knows all too well these numbers. During a balanced market there should be about six months of inventory on the housing market. But Michael says in Atlanta, however, there is about a one-month supply.

These are the numbers that lead to bidding wars — a listing that receives multiple offers, and one where the listing agent puts a deadline on receiving the highest and best offers. But how do you win one? “There is strategy behind every single detail,” says listing specialist Leigh Schiff. She and Michael are the husband and wife team at Schiff Real Estate Team, with Ansley Real Estate.

Money Talks in a Bidding War

Just as not all listings are the same, not all bidding wars are the same either. Sometimes it might just be a threat of another offer. But other times a listing might get three, five or even 20 offers, Leigh says. Lower price point listings tend to have more offers, but she recently sold home at $1.3 million that had seven offers and went 10 percent over asking price.

Before you make an offer, or even start house hunting, get your money together. Prequalifying for a mortgage is not enough, especially in a seller’s market. Prequalification simply means that you have spoken to a lender and provided information about your income.

Click here for the rest of the article.


Read More
Reducing safety risks for a returning and deconditioned workforce - Shield Insurance Agency Blog

Reducing safety risks for a returning and deconditioned workforce

The pandemic-era trend toward layoffs and early retirement means today’s workforce has less training and experience than in March 2020. On top of that, a year at home has physically changed our bodies, resulting in what experts call a “deconditioned workforce.” Unfortunately, this less trained and deconditioned workforce poses new safety risks for companies, particularly in more risk-prone industries like manufacturing, trucking, and construction. It is important for businesses to consider the safety risks associated with this trend and what they can do to help reduce workplace injury as employees return to work. 

With an accelerated vaccine rollout and the President’s expectation of getting “closer to normal” by July 4, 2021, many companies are thinking about moving back to regular operations before the end of the year. Despite this progress, it’s clear that the pandemic has made a lasting impact on our workforce—and the safety implications of returning to work need to be carefully considered.

Early retirement makes an impact

As a result of the pandemic, many older Americans working in heavily impacted industries retired sooner than planned. According to a study by The Schwartz Center, more than 1 million workers left the workforce between August 2020 and January 2021. In the last year, the unemployment rate for older workers has been significantly higher than mid-career workers—a rare occurrence in the job market.

For companies that laid off a large percentage of their workforce during the pandemic, this means that new hires will have significantly less training and experience than their predecessors. Compounding this problem is the fact that many workers are joining new industries due to COVID-19; according to a study by McKinsey, more than 100 million workers globally, or 1 in 16 people, will need to change occupations because of the pandemic.

All of these factors equate to increased risk for companies—especially those in certain sectors. According to David Perez, chief underwriting officer of Global Risk Solutions at Liberty Mutual Insurance: “In any job with a high safety risk, like construction, trucking, or manufacturing, untrained workers present tremendous exposure for accidents to occur.” In high-risk industries where training and experience prevent workplace injury, there is now a much more significant burden on employers to help keep untrained employees safe. 

A deconditioned workforce

Even for experienced employees returning to work, there is a greater risk of workplace injury when they come back to their jobs, post-pandemic. This is the result of worker deconditioning, or the degeneration of physical fitness and flexibility from lack of use. Bottom line? After more than a year of sitting at home, many of us simply aren’t as prepared to do physical labor as we were before the pandemic.

How bad is the problem? According to HumanTech, every day that we don’t use our muscles, we lose 1-3% of our strength. Months of sedentary behavior changes our bodies—and we can’t rebuild that strength overnight. Other factors, like reduced cardiovascular fitness and reduced flexibility, also contribute to workplace injury, particularly in the construction and manufacturing industries. It will take weeks or even months for workers to regain the strength they had before the pandemic. In the meantime, companies need to be aware of the increased risk and adjust their insurance policies to reflect that change.

Reduce risk, invest in training

Click here for the rest of the story...

Read More
Older Workers Get Ready for the Hybrid Office - Shield Insurance Agency Blog

Older Workers Get Ready for the Hybrid Office

by Gwen Moran, AARP, June 3, 2021

Whether you’re in the hybrid office or working from home, finding balance is key

As vaccination rates increase and infection rates decline, companies are exploring what a return to the office will look like. Both companies and employees agree: The future of the office is likely to be a hybrid office model that could require many employees to split time between working from home and working in the office.

A recent joint study by WeWork and Workplace Intelligence defined the hybrid model as a combination of working at home, the company headquarters, satellite offices, co-working spaces and public “third spaces,” like a library or café. In some cases, employees may even split workdays between different locations.

Click here for the rest of the story


Check out more blogs with Shield Insurance

Read More
Cinemark Week - Shield Insurance Agency Blog

Cinema Week at Cinemark!

With a mission to re-engage moviegoers, the first-ever Cinema Week, a six-day nation-wide event showcasing exclusive in-theatre content, activations, giveaways and special guests, … and you are invited! 
 
The inaugural Cinema Week takes place June 22-27, with Michigan’s Celebration Cinema theatres participating in a big way. “We love movies, but we’ve all learned that movies from one’s couch are NOT the same as a big, immersive, theatrical experience shared with community and friends,” says Emily Loeks, Director of Community Affairs. “This is a week we are excited to welcome folks back into the magic of moviegoing, with both publicized deals and also some fun surprises.”

Click here for the locations and movies listings…

Read More
June 22 Michigan Opens to Full Capacity - Shield Insurance Agency Blog

June 22: Michigan Opens to Full Capacity

Shield Insurance Agency Blog

Gov. Whitmer Announces Michigan Opens to Full Capacity on June 22

FOR IMMEDIATE RELEASE: Michigan Opens

June 17, 2021 

Contact: Press@michigan.gov ernor

Gov. Whitmer Announces State will Open to Full Capacity on June 22 

More than nine million vaccines administered as new COVID cases fall to one-year low. 

LANSING, Mich. – Governor Gretchen Whitmer today accelerated the end of all COVID-19 epidemic orders on gatherings and masking as COVID-19 cases continue to plummet following increased vaccinations. Beginning June 22, capacity in both indoor and outdoor settings will increase to 100% and the state will no longer require residents to wear a face mask. 

“Today is a day that we have all been looking forward to, as we can safely get back to normal day-to-day activities and put this pandemic behind us,” said Governor Whitmer. “We owe a tremendous debt of gratitude to the medical experts and health professionals who stood on the front lines to keep us all safe. And we are incredibly thankful to all of the essential workers who kept our state moving. Thanks to the millions of Michiganders who rolled up their sleeves to get the safe, effective COVID-19 vaccine, we have been able to make these changes ahead of schedule. Our top priority going forward is utilizing the federal relief funding in a smart, sustainable way as we put Michigan back to work and jumpstart our economy. We have a once-in-a-lifetime opportunity to ensure that Michigan’s families, small businesses, and communities emerge from this pandemic stronger than ever before.” 

Nearly five million Michiganders ages 16 and older have received their first vaccine dose, according to Centers for Disease Control and Prevention data. According to data from the Michigan Care Improvement Registry, half of Michigan residents have completed their vaccination and over 60% have gotten their first shots. 

“This is great news and a day all of us have been looking forward to for more than a year,” said Elizabeth Hertel, Michigan Department of Health and Human Services director. “We have said all along that the vaccine would help us return to a sense of normalcy and today we announce that day is here.” 

Case rates, percent positivity and hospitalizations have all plummeted over the past several weeks. Currently, Michigan is experiencing 24.3 cases per million and has recorded a 1.9% positivity rate over the last seven days. 

Michigan Opens 

Click here for the full story…

Read More
Maggie’s Be Café serves up purpose, inclusivity in Hudsonville, MI - Shield Insurance Agency Blog

Maggie’s Be Café serves up purpose, inclusivity in Hudsonville, MI

Shield Insurance came across this story and wanted to share.
We hope you enjoy and visit this wonderful café!
Maggie’s Be Café 
Opened June 14, located at 6490 28th Ave Hudsonville, MI 49426

by: Brittany Flowers Posted: Jun 14, 2021 / 10:00 AM EDT / Updated: Jun 14, 2021 / 10:00 AM EDT

GEORGETOWN TOWNSHIP, Mich. (WOOD) — There’s a new cafe in the Hudsonville area that’s serving “coffee with a purpose.”

Maggie’s Be Café  is much more than your typical coffee shop. For employees like Maggie Fischer, it’s a sense of purpose and a place of inclusivity.

“The main goal is for people with intellectual and developmental disabilities to find meaningful work and have a job and love to come to work and love what they’re doing,” said Virginia Fischer, Maggie’s mom and one of the founding members of Maggie’s Be Café . 

Click here for the rest of the story

https://www.woodtv.com/news/ottawa-county/hudsonville-area-cafe-serves-up-purpose-inclusivity/

#grandopening #coffeeshop #coffeewithapurpose #maggiesbecafe #comingsoon #westmichigan #grandrapids #bekind #acceptance #inclusivity #puremichigan #michigan #specialneeds #empowerment #youareloved #ripple #theripplemaker #brodysbecafe #adamichigan

Read More
Pandemic’s Bolstered Claims Technology - Shield Insurance Agency Blog

Claims Technology Bolstered by the Pandemic

Shield Insurance Blog | Claims Technology | Start a Quote today!

Workers Expect Savvy Claims Technology: Here’s How the Pandemic’s Bolstered Claims Technology During Uncertain Times

The COVID-19 pandemic sped up the adoption of claims technology, but many tools were already in place and poised for growth.

Even apart from the COVID-19 pandemic, 2020 was a significant year. According to the NOAA, 22 separate weather events including severe storms, wildfires, and cyclones totaled $95 billion in damages.

While many types of insurance bear the brunt of these disasters, workers’ compensation carriers, tasked with critical care needs that affect workers and their families, need special strategies to deliver care when catastrophe strikes.

For many organizations, these strategies utilize technology, built-in redundancies, and, stepped-up conveniences like a direct deposit to ensure continuity of care, no matter the weather.

“We have to be ready for it all — hurricanes, floods, fires,” said Mark Bilger, CIO of One Call.

“In general, disaster recovery and business continuity are a staple of well-run IT management for any organization. Specifically, in claims and insurance, it’s heightened because of the critical care for injured workers.”

Especially in the wake of the COVID-19 crisis, workers’ comp claims teams were challenged with the immediate expansion of remote work, resulting in necessary changes that are likely to endure even after the pandemic concludes.

“Before work from home, One Call had a few concentrated contact centers,” Bilger said.

“After working from home, we look a lot more like the internet. We’re dispersed and we had to make major upgrades to our virtual private network, essentially 10-fold. We went from 1 gigabit to 10 gigabit capacity. We strengthened our endpoint protections and it went from firewalls in our locations to everybody’s home becoming the One Call network.”

Claims Technology

This growth in gigabit capacity is not isolated to the workers’ comp industry; reports indicate that pandemic-related growth has resulted in an estimated global wireless gigabit market size of $19 million in 2021 and is projected to reach $70 million by 2026.

In tandem with the global wireless market, gigabit size is the growth of cloud computing. Gartner forecasted 18.4% growth in a 2020 report to a total of $304.9 billion, noting that “the proportion of IT spending that is shifting to the cloud will accelerate in the aftermath of the COVID-19 crisis, with cloud projected to make up 14.2% of the total global enterprise IT spending market in 2024, up from 9.1% in 2020.”

Workers Expect Claims Technology

Expectations have been set by regulation and digitization in the 21st Century that even in the wake of a natural disaster, services will continue.

“One of the technology solutions that we have had for a few years but that we pushed during COVID and any other type of catastrophic event is our claimant app, MyCare,” said Michael Jamason, SVP, of business operations at CorVel.

“It gives the injured worker the ability to manage their pharmacy information, phone numbers for points of contact regarding their claim, information about payments being made to their accounts, and they can even establish their direct deposit in the app.”

Pharmacy information is especially important during a disaster when medications are destroyed due to property damage or lost in an evacuation.

“We were able to utilize our partnership with our PBM to allow people to get early refills, and with mail order, we were able to even change the amounts of medication given,” said Melissa Burke, head of managed care and clinical, AmTrust.

“We expanded into other needs like telemedicine, ensuring that we have different types of providers available. We were able to expand that and ensure access in all of our states where allowed by regulatory governance, including digital doctor networks. Something important there too is transitioning injured employees. Typically a telehealth solution would be either on the front end or the back end of a claim. We wanted to make sure that we could go back and forth depending on the state of the catastrophe,” Burke added.

Indeed, telemedicine expansion is at the forefront of many workers’ comp claims organizations’ radar. According to Mitchell’s “The Future of Technology in Work Comp 2020” industry survey, “many respondents believe that telemedicine will have the biggest impact on the industry within the next five years (32%), followed closely by artificial intelligence (30%) and predictive analytics (20%).”

The survey was conducted before the COVID-19 pandemic, which likely would have boosted telemedicine’s impact on the results due to significant expansions.

For many industry leaders though, the specific technological solution is not as significant as the strategy behind the solutions. “We have to ensure continuity of care and benefits,” said Michele Tucker, CorVel’s VP of EC operations.

“Any interruption — whether it’s a natural disaster or anything else — impacts many lives and families. We’ve been doing some regular testing with payments and system recovery so redundancy is set up, and if we have an office impacted, our system allows for immediate replication and the pickup of services by another office.”

Growth Brings Security Risks

Click here for the rest of the story


More recent Blogs…

Read More
The Year of Mergers and Acquisitions - Shield Insurance Agency Blog

The year of Mergers and Acquisitions

The year of Mergers and Acquisitions: Navigating risk in a volatile market

In 2020, companies faced unprecedented risk as they tried to maintain business continuity while keeping their employees safe. But many experts didn’t anticipate one new pandemic-era risk trend: the rise of mergers and acquisitions (M&A).

Although mergers and acquisitions activity slowed down for the first half of 2020, it rapidly picked up steam in the second half of the year and is projected to grow even more in 2021. Follow along to learn more about how this flurry of M&A transactions is shifting the risk landscape—and what companies can do about it.

Mergers and Acquisitions: Slow down to speed up

After the pandemic hit in March 2020, companies anticipating another recession tightened their belts and focused on liquidity. As a result, M&A activity slowed down considerably—and experts predicted that the trend would last through the end of the year. But in the second half of 2020, historically low interest rates fed the mergers and acquisitions market. As Morgan Stanley reports, in the last quarter alone, there were 1,250 M&A deals globally, totaling over $1 trillion.

For the most part, these deals took place in industries that were the least impacted by Covid-19. Technology, healthcare, and financial services saw the most activity, whereas industrials and real estate fell well below historical transaction volumes. But many financial experts anticipate those harder hit sectors will rebound in 2021, now that there’s a clearer outlook on the market. With M&A volumes hitting their highest quarterly values in years despite the economic impact of the pandemic, it’s clear that these deals will continue to be a foundational part of business growth.:

Mergers and Acquisitions: SPACs take the lead

Mergers and Acquisitions: Contributing to this contentious economic landscape are special purpose acquisition companies or SPACs. Sometimes called “blank check companies,” these businesses are explicitly created to take other companies public, allowing businesses to avoid the traditional IPO process. SPACs don’t form with a specific merger in mind—instead, investors pool money and then have two years to find a privately held company to acquire.

According to David Perez, a chief underwriting officer of Global Risk Solutions at Liberty Mutual Insurance, the uncertainty of these transactions increases insurance risk.

“From an insurance perspective, you’re underwriting the company raising the capital, but you don’t always know what company they’ll acquire. That leaves a wide range of potential risks to contend with,” he says.

Because this area of the market is entirely speculative, it can lead to huge swings in stock values. Perez notes that some companies see “swings of 1,000 points from month to month.” That kind of volatility was formerly unheard of—and it is a major contributing factor to the hardening D&O insurance market.

Weathering the hard market

Click here for the rest of the story…

Read More