Want More Energy In The Morning - Shield Insurance Agency Blog

Want More Energy In The Morning?

Want More Energy In The Morning? Try This Easy Science-Backed Method.

By Kate Bratskeir | 04/14/2021 05:45am EDT | Huffpost.com

Wouldn’t it be wonderful if you could magically turn yourself into a morning person? This doesn’t have to be just a dream: A group of sleep researchers developed a method that could very well transform the way you feel during the wee hours of the morning — or at least help you get more energy and feel a little less sluggish in the a.m.

The science-backed process ― called the RISE-UP method ― was created a few years ago, but it’s especially helpful now. The pandemic has made sleep inertia — the transitional state between sleep and wake, marked by grogginess, impaired performance, and a desire to return to sleep — more common, said sleep researcher Kate Kaplan, a clinical instructor at the Stanford University School of Medicine. Adjusting your morning habits using the technique may help reverse some of those effects.

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How Technology Is Transforming The Construction Industry - Shield Insurance Agency Blog

How technology is transforming the construction industry

In today’s construction industry market, there’s little doubt that technology holds transformative power.

Not only have new technological advancements led to greater efficiency in day-to-day operations, but they’ve also created new opportunities for companies to gain a competitive edge and focus on strategic growth.

There are several ways technology is making positive impacts on key priorities within the construction industry, including workforce, safety and risk management, and operational efficiency.

Finding solutions for construction industry labor challenges

Labor shortages in the construction industry remain significant and widespread. A new survey by the Associated General Contractors of America (AGC) found that 80 percent of construction companies report having a tough time filling hourly craft positions, representing the bulk of the construction workforce. On top of that, 56 percent also are finding it difficult to fill salaried positions. According to AGC, preparing, attracting, and re-skilling the future workforce are necessary steps in reducing that figure – and technology can help bridge the gap.

How can technology help with labor shortages? First, investing in cutting-edge approaches can help recruit and retain more young adults from tech-savvy generations into construction careers. Second, technology can streamline labor needs. By adopting tech methods to reduce on-site work time, such as using virtual construction tools like Building Information Modeling (BIM) and automating inventories and the ordering process, a contractor can better manage productivity levels and its workforce.

Addressing construction industry safety and risk

According to the latest Construction Technology Report by JBKnowledge, almost 50 percent of today’s contractors now have dedicated IT departments, and more construction companies are using technology solutions to internally manage workflows like estimating, project scheduling, and project management as well as to improve safety. Here are some of the ways technology is helping with efficiency and safety:

  • Wearables.

With wearable technology’s popularity and growth in consumer markets, the construction industry is now considering how to use different features to improve worksite safety. Some potential applications for wearable technology include monitoring an employee’s movements or vitals and providing real-time alerts if work conditions become dangerous. Smart helmets, for example, turn traditional hardhats into on-the-ground safety systems that can detect a worker’s level of fatigue or a worksite’s carbon monoxide level or temperature.

Smart helmets turn traditional hardhats into on-the-ground safety systems that can detect a worker’s level of fatigue or a worksite’s carbon monoxide level or temperature.

As another example, gear like augmented-reality glasses can provide workers with real-time guidance and detect errors before an accident, which, along with the proper training, could help improve productivity and safety.

Plusses like these will likely fuel more experimentation with wearables and research on their effectiveness at improving safety. Nearly two-thirds of insurers, for example, expect wearable technologies to have a significant impact in coming years, according to a survey of more than 200 insurance executives.

  • Mobile devices.

The importance of mobile capabilities has soared, the JBKnowledge report shows, with 83 percent of firms surveyed saying mobile is “important” or “very important” to their operations vs. just 59 percent who thought so in 2012.

The daily use of laptops in the construction field also has increased, from 64 percent in 2015 to 78 percent in 2017. And the use of smartphones, tablets, and other portable devices is quickly streamlining much of the construction process, from creating and approving blueprints to post-construction monitoring.

In terms of safety benefits, the adoption of mobile technologies enables real-time communication with all members of a construction team as well as faster incident reporting and injury documentation, all of which can help reduce the risk of injuries and the cost of worker’s compensation claims.

Boosting worksite efficiency with labor-saving strategies

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8 Easy Steps to a More Organized Home - Shield Insurance Agency Blog

8 Easy Steps to a More Organized Home

An Organized Home: Even small efforts to declutter can lead to tidier spaces

En español | We love to think about decluttering and having an organized home. But we don’t always love to do it.

Last year, people binge-watched The Home Edit on Netflix to see pantries and bookshelves organized in a rainbow of colors and messy garages and bedrooms transformed. In the past, people have Marie Kondo–ed their closets and drawers by tossing items that don’t spark joy.

It can be hard to get around to decluttering in real life, even when people are spending more time at home because of COVID-19. But a few small steps can help jump-start the effort and may even improve your mental health just as much as your home.

“The more clutter you have, the less happy you tend to be,” says Joseph Ferrari, a professor at DePaul University, who along with his research partner has studied the negative impact of all that stuff. “The more you have, the less life satisfaction people report.”

Decluttering for an organized home made simple

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Tips for Motorcycle Road Trips - Shield Insurance Agency Blog

Tips for Motorcycle Road Trips


Foremost Insurance Group

Before heading out on motorcycle road trips, make sure you and your bike are ready!

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Careful when choosing your deductible - Shield Insurance Agency Blog

Careful when choosing your deductible

Choosing Your Deductible | Shield Insurance Agency Blog | Start A Quote Today!

Careful when choosing your deductible

A high deductible is often a great way to keep your insurance premiums down.  However, you shouldn’t set a deductible that is so high that you cannot afford to pay the deductible when you have a claim.  I’ve seen people change their collision deductible from a $500 deductible to a $1,000 deductible because money was tight and this allowed them to save about $10 per month on the premium.

Wouldn’t you know it, but not even 2 months later they ended up in an At-Fault accident.  Money was tight so they didn’t have that $1,000 to get the vehicle repaired. It took forever to save up that $1,000 so they were down to one vehicle which made it tough getting back and forth to work.

Please make sure you have something in savings for an emergency.  Whether it’s a car accident or your furnace breaks down. Emergencies will happen, but if you’re prepared, you can transform that emergency into an inconvenience.

submitted by Joe


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Save Money On Renters Insurance - Shield Insurance Agency Blog

Save money on renters insurance

Top ways customers say they’ve saved money on renters insurance


Buying renters insurance isn’t always considered a priority by renters. Some might not even consider it if the rental agreement doesn’t require it. The good news is that renters insurance is generally very affordable and easy to obtain.

As noted, it is now frequently a requirement to show proof of an active renters insurance policy when you sign a lease agreement.

Even though renters insurance coverage is very affordable, you still want to make sure that you’re getting the best price for the coverage that you need. If you want to know how to save on renters insurance, this post has some valuable tips from the best source — renters themselves.

Clearsurance looked at reviews and compiled this list of the top ways customers say they save money on renters insurance. These renters insurance tips from actual customers can guide anyone who is looking for cheap renters insurance for apartments or other rental properties.

Tip 1: Ask about renters insurance discounts

There are a lot of discounts available to renters, including some that you might not even realize can help you save money. For example, when you move into an apartment, you might think that the sprinklers or other fire suppression systems in your apartment are there to protect your landlord’s property, such as the building structure.

However, since these systems are effective at putting fires out quickly, they protect your personal property too, so many insurers will discount your renter’s insurance if your apartment or rental unit is equipped with them.

The same goes for other systems that may be installed by your landlord, such as security systems and alarms.

Even information such as the building’s construction and the materials it is made from can make you eligible for discounts, so don’t be afraid to ask your insurance company about discounts.

Here’s what one customer learned about Lemonade renters insurance:

“Best customer service ever! My lemonade policy barely costs a fast food meal a month. It’s so cheap. My property required renter’s insurance (which I really did not want at the time – I thought it was pointless, what could happen to me – right?!) I found lemonade online and chose them due to their great rates. I got a lot of discounts because I have a security system in my apartment and my complex has fire sprinklers in every room, fire alarms in every room, and smoke detectors in every room.” – sam1, Lemonade Customer Reviewer (Read the full review here.)

Tip 2: Regularly review your pricing

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Healthcare.gov Encouraging Latino Enrollment

HHS Announces Partnerships to Encourage Latino Enrollment through HealthCare.gov

Today, Department of Health and Human Services (HHS) Secretary Xavier Becerra announced commitments from national organizations to support Latino outreach and enrollment efforts during the current Special Enrollment Period (SEP) made available on HealthCare.gov by President Biden due to the COVID-19 Public Health Emergency. As part of the Latino Week of Action, April 18 – 24, these organizations and HHS will share information with Latino consumers and use social media to encourage them to enroll in affordable, quality health plans through HealthCare.gov.

“Helping communities take advantage of reduced costs on quality health care coverage is a priority for this Department. In addition to putting our money where our mouth is, we are partnering with key organizations representing the Latino community to engage their knowledge and network to promote enrollment in quality, affordable health insurance coverage during this Special Enrollment Period,” said HHS Secretary Becerra. “To the many Latinos who may have lost health care coverage during the pandemic, I am here to tell you that ‘help is here.’ Health care coverage is more affordable for people and assistance is available if you need help finding a health plan that best meets your needs.”

To read the HHS press release in Spanish, visit:
https://www.hhs.gov/about/news/2021/04/19/hhs-announces-commitments-from-partners-to-encourage-latino-consumers-es.html

To read the HHS press release in English, visit:

https://www.hhs.gov/about/news/2021/04/19/hhs-announces-commitments-from-partners-to-encourage-latino-consumers.html

Health Insurance Marketplace sent this bulletin at 04/19/2021 02:05 PM EDT


Contact Carlos Garcia, Health Insurance Specialist with
Shield Insurance Agency if you need assistance signing up.

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Anchoring Your Mobile Home - Shield Insurance Agency Blog

Anchoring Your Mobile Home Video

Is your mobile home anchored and secured? Here are some great tips on anchoring your own mobile home! Shield Insurance Agency represents almost 40 insurance companies and will work to find you the best price for the most insurance. Call or Text 616.896.4600 for a free quote today!

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Shield Insurance Video - Groceries - Shield Insurance Agency Blog

Groceries Video

Remember the time when you tried to carry all the groceries inside with only one trip? Yep, people are busy. Shield Insurance Agency represents almost 40 insurance companies and will work to find you the best price for the most insurance. Call or Text 616.896.4600 for a free analysis and quote today!

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