Every week, Shield Insurance Agency draws a winner of a local gift card from its clients and social media followers.
Why? Because we love giving stuff away!
Be sure to LIKE our Facebook Page to get yourself entered to win and see who the winners are!
Shield Insurance Agency has given away thousands of dollars in local gift cards over the last 20 years serving Michigan.
Look who is winning!
GoodNewsNetwork | By Ailsa Ross | Dec 20, 2021
Teenagers have built a bus stop shelter for a five-year-old boy who uses a wheelchair after noticing he got wet while waiting for the school bus in winter.
Five-year-old Ryder Killam has had to battle rain, wind, and snow for about 15 minutes every day, using only a patio umbrella as protection.
But after hearing about his problem, local students in Bradford, Rhode Island, got to work and built him his own bus shelter for the bottom of his driveway during their construction lessons.
Ryder’s father Tim said, “Ryder uses it every day before school and his nurses wait inside it every day while they await his return home.
“He does like to go hang out in it from time to time as his fort as well.
“This project brought out community together a bit, it showed that there is still so much good in this world and town!”
Click here for the rest of the story…
Your referral can make a difference for Roslyn and Maddox who both have a form of Arthrogryposis Multiplex Congenital. Shield Insurance is helping this Sparta, MI family by donating $25 for each non-client who gets a quote from us.
No purchase is necessary!
CLICK HERE to get a quote and we’ll donate $25 to them! (Be sure to mention Roslyn and Maddox in the comment section!) You can also call or text the office (616) 896-4600 and one of our agents will take a few minutes of your time to offer up a quote. Don’t forget to mention Ros and Maddox
“The highest compliment we can receive is the referral of your friends, family & business associates. Thank you for your trust!”
by The Foremost Creative Team
Whether you’re taking a road trip or taking the family camping, driving with a trailer can be a challenge. According to eTrailer.com, when you add a trailer to your vehicle, the overall handling, and rules of driving dramatically change. Using your hitch to tow your favorite travel trailer means you should give yourself more time to slow down and turn corners. It’s important that drivers of all experience use trailer brakes to decrease speed evenly with the added weight that’s being towed. And, because trailers don’t follow the exact path as the vehicle on turns, always remember to safely swing out wider when traveling around bends and corners.
Foremost wants you to tow and travel safely!
Shield Insurance Agency wishes everyone a Safe and Happy Halloween!
Stop by the office, any time of the year, and we will have some treats for everyone!
We are located at 3214 Chicago Drive in Hudsonville, MI
UTV safety: Off-road vehicles are a thrill, but they can be dangerous if you don’t know how to properly ride them. Did you know, according to the Consumer Product Safety Commission, there were almost 94,000 off-road vehicle injuries treated in the emergency room in 2017? That’s why it’s important to understand the dangers and take safety precautions before riding.
Off-road vehicles refer to many different machines, including ATVs, dirt bikes, 4-wheel drive trucks, SUVs, and UTVs. In this article, we’ll focus on UTV safety. They’re utility-terrain vehicles, utility task vehicles, or side-by-sides. They look like a cross between an ATV and a Jeep but trust me, they don’t drive like either one. Before you take one for a ride, remember these safety tips:
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Even though you have a valid driving license, driving your car off the dealership won’t happen until you purchase auto insurance. While Michigan laws require every driver to purchase car insurance, there are plenty of other reasons to consider auto insurance coverage. Buying this coverage from Shield Insurance Agency protects you in the following areas.
Liability protection
Despite how keen you are on the road, accidents can still happen. Unfortunately, when deemed liable for an accident, you are likely to face bodily injury and property damage claims from third parties. Worse yet, you could face expensive lawsuits that could severely dent your pocket.
The good news is that auto insurance shields you from such nightmarish costs. Car insurance compensates you for liability claims up to your policy’s limit.
Asset protection
Whether you use your car to commute, for fun, or run personal errands, your vehicle is precious to you. And just like any other valuable asset, you would do everything to shield it from any harm. While installing car alarms and tracking devices is superb, car insurance protects your vehicle beyond theft and vandalism. It covers your vehicle from other perils, including fire, falling objects, accidents, and natural disasters.
Uninsured motorist protection
Did you know that about 25.5 % of motorists in Michigan are uninsured? Given this startling statistic of uninsured motorists, you are likely to be involved with a motorist carrying no insurance. Fortunately, you can purchase uninsured motorist coverage to compensate for bodily injuries and property damage when you collide with a motorist with no insurance. Besides, this coverage comes to your rescue in hit-and-run scenarios.
Medical coverage
When your purchase MedPay or PIP coverage, it pays for medical costs for you and your passengers following a vehicular accident. Besides, PIP coverage covers partial loss of income and funeral expenses for the injured.
Car insurance in Michigan
If you are shopping or looking to renew your auto insurance in Michigan, your search has ended. At Shield Insurance Agency, we have long-standing experience in auto insurance. Contact us today, and we will provide you with a car insurance policy that meets your needs.
If you’re a risk manager, safety officer, or a company stakeholder, you know the business liability exposure for company vehicles inside and out. You regulate and maintain your fleet and your drivers daily, and do everything you can to avoid being part of the more than 7 million auto accidents that occur in the U.S. every year.
But your liability may not end with your company fleet. If your business allows employees to use personal vehicles to conduct business, even only occasionally, you might be exposing your company to additional risk. Here are six areas to consider so your company can mitigate risk and better protect your employees and company.
Limiting your company’s liability begins with establishing clear hiring practices. Just as you would for employees driving company vehicles, make sure employees who will drive personal vehicles on the job have valid driver’s licenses. For every driver, obtain a motor vehicle record (MVR) to review accidents, infringements, and other behind-the-wheel behaviors. Evaluate MVRs annually and confirm that all employees driving personal cars continue to maintain good driving records. If employees are found exhibiting unsafe behaviors, take whatever measures you feel are appropriate—including training, suspension, or even dismissal.
Require employees who are driving personal automobiles for business purposes to sign vehicle use agreements. This document should describe your expectations for employees while they are behind the wheel. For example, employees should agree to:
The consequences for disobeying the agreement’s guidelines should be outlined as well. And remember to review and update these agreements regularly—and then obtain new signatures after staff review the revised agreement.
Your business should also set standards for employees’ automobile liability coverage. In general, state coverage requirements are typically low. California, for example, only requires $5,000 coverage for property damages, while other states only require $10,000 to $15,000 coverage for bodily injury. But a serious accident, resulting in disabling injuries or fatalities, can result in claims costs in the millions.
Your insurance carrier and broker can help recommend minimum coverage requirements and also suggest changes to your company’s commercial auto coverage based on your potential exposure. Employees who use their personal vehicles for work frequently may also want to consider adding business use endorsements to their personal automobile policies. Maintain copies of employees’ certificates of insurance detailing coverage periods and limits and request updated copies every year.
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Shield Insurance Agency | Start A Quote Today!
Shield Insurance Agency has been in business for so many years, we can shop a lot of different companies for a lot of different types of insurance to be sure you get what you need for the price you can afford. Check out the list!
AAA
Accident Fund
Aegis
Ambetter
American Modern
ASI
Assurity
Berkshire Hathaway GUARD
Berkshire Hathaway Homestate
Blue Cross Blue Shield/BCN
Bristol West
Companion Life
Conifer
Delta Dental
Foremost
Freemont
Genworth
Golden Rule
Grange
Hanover
HAP
Hiscox
Humana
ING
Liberty Mutual
Liberty Union
Medishare
Molina Healthcare
National General
Nationwide
North American Company
Philadelphia
Principal Financial Group
Priority Health
Progressive
Reinsurepro
RLI
Safeco
State Auto
Superior Flood
The Hartford
Transamerica
Travelers
United Healthcare
Unum
Wolverine
By Consumer Reports Last updated: July 05, 2021
A well-stocked Medication Go Bag can be used to soothe a cut or burn—or to save your life during a hurricane, flood, fire, or other emergencies.
But it’s important not to wait until you’re faced with the need to leave your home in a hurry to assemble your medication go bag, says Geoffrey C. Wall, Pharm.D., a professor of pharmacy practice at Drake University in Des Moines, Iowa.
Whether you buy a kit from a drugstore or build it yourself, Wall recommends that all households keep a medication go bag on hand. It should contain the essentials, including:
If you and your family have special medical needs, you can build a more sophisticated medication go bag—for example, one that contains hearing aids with extra batteries, an epinephrine auto-injector, glasses, contact lenses, or syringes.
For prescriptions, you and your family members take, consider asking your doctor for 60- or 90-day refills rather than a month’s worth. That way, you’re more likely to have extras on hand for your medication go bag. (This can also save you money.)
Always fill prescriptions on the first day you become eligible for a refill, rather than waiting until the day you run out. If you are able to obtain an emergency supply, establish a plan for rotating your go-bag supply so that it remains up to date. And remember to check medications periodically to ensure that they have not expired.
“During an emergency, some states allow pharmacists to dispense an emergency supply of medications without doctor authorization,” Wall says. But, he adds, “certainly if a known potential disaster, such as a hurricane, is predicted, make sure you have prescription meds and supplies before it hits.”
You might also ask your health insurance company to assist you in obtaining enough medication and supplies to have on hand.
Click here for the rest of the story…
Since 2006, Shield Insurance Agency has been an Endorsed Local Provider with Dave Ramsey.
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