Every week, Shield Insurance Agency draws a winner of a local gift card from its clients and social media followers.
Why? Because we love giving stuff away!
Be sure to LIKE our Facebook Page to get yourself entered to win and see who the winners are!
Shield Insurance Agency has given away thousands of dollars in local gift cards over the last 20 years serving Michigan.
Look who is winning!
GoodNewsNetwork | By Ailsa Ross | Dec 20, 2021
Teenagers have built a bus stop shelter for a five-year-old boy who uses a wheelchair after noticing he got wet while waiting for the school bus in winter.
Five-year-old Ryder Killam has had to battle rain, wind, and snow for about 15 minutes every day, using only a patio umbrella as protection.
But after hearing about his problem, local students in Bradford, Rhode Island, got to work and built him his own bus shelter for the bottom of his driveway during their construction lessons.
Ryder’s father Tim said, “Ryder uses it every day before school and his nurses wait inside it every day while they await his return home.
“He does like to go hang out in it from time to time as his fort as well.
“This project brought out community together a bit, it showed that there is still so much good in this world and town!”
Click here for the rest of the story…
Your referral can make a difference for Roslyn and Maddox who both have a form of Arthrogryposis Multiplex Congenital. Shield Insurance is helping this Sparta, MI family by donating $25 for each non-client who gets a quote from us.
No purchase is necessary!
CLICK HERE to get a quote and we’ll donate $25 to them! (Be sure to mention Roslyn and Maddox in the comment section!) You can also call or text the office (616) 896-4600 and one of our agents will take a few minutes of your time to offer up a quote. Don’t forget to mention Ros and Maddox
“The highest compliment we can receive is the referral of your friends, family & business associates. Thank you for your trust!”
Shield Insurance Agency wishes everyone a Safe and Happy Halloween!
Stop by the office, any time of the year, and we will have some treats for everyone!
We are located at 3214 Chicago Drive in Hudsonville, MI
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Shield Insurance Agency has been in business for so many years, we can shop a lot of different companies for a lot of different types of insurance to be sure you get what you need for the price you can afford. Check out the list!
AAA
Accident Fund
Aegis
Ambetter
American Modern
ASI
Assurity
Berkshire Hathaway GUARD
Berkshire Hathaway Homestate
Blue Cross Blue Shield/BCN
Bristol West
Companion Life
Conifer
Delta Dental
Foremost
Freemont
Genworth
Golden Rule
Grange
Hanover
HAP
Hiscox
Humana
ING
Liberty Mutual
Liberty Union
Medishare
Molina Healthcare
National General
Nationwide
North American Company
Philadelphia
Principal Financial Group
Priority Health
Progressive
Reinsurepro
RLI
Safeco
State Auto
Superior Flood
The Hartford
Transamerica
Travelers
United Healthcare
Unum
Wolverine
By Haniya Rae | Published February 16, 2021 | Updated August 29, 2021 | Consumer Reports
Approach appliances with caution, use gas to cook, and more tips on how to safely get through a power outage.
During a power outage, your cell phone is your lifeline and you’re likely to want to keep it charged in case of an emergency.
Because you can’t depend on your phone indefinitely, write down phone numbers and addresses you might need, such as a nearby hospital, a school that’s providing supplies, the local library or storm shelter, or other public places that might have power—places where you’ll be able to go to recharge your electronics and contact loved ones.
Click here for the rest of the story…
By Consumer Reports Last updated: July 05, 2021
A well-stocked Medication Go Bag can be used to soothe a cut or burn—or to save your life during a hurricane, flood, fire, or other emergencies.
But it’s important not to wait until you’re faced with the need to leave your home in a hurry to assemble your medication go bag, says Geoffrey C. Wall, Pharm.D., a professor of pharmacy practice at Drake University in Des Moines, Iowa.
Whether you buy a kit from a drugstore or build it yourself, Wall recommends that all households keep a medication go bag on hand. It should contain the essentials, including:
If you and your family have special medical needs, you can build a more sophisticated medication go bag—for example, one that contains hearing aids with extra batteries, an epinephrine auto-injector, glasses, contact lenses, or syringes.
For prescriptions, you and your family members take, consider asking your doctor for 60- or 90-day refills rather than a month’s worth. That way, you’re more likely to have extras on hand for your medication go bag. (This can also save you money.)
Always fill prescriptions on the first day you become eligible for a refill, rather than waiting until the day you run out. If you are able to obtain an emergency supply, establish a plan for rotating your go-bag supply so that it remains up to date. And remember to check medications periodically to ensure that they have not expired.
“During an emergency, some states allow pharmacists to dispense an emergency supply of medications without doctor authorization,” Wall says. But, he adds, “certainly if a known potential disaster, such as a hurricane, is predicted, make sure you have prescription meds and supplies before it hits.”
You might also ask your health insurance company to assist you in obtaining enough medication and supplies to have on hand.
Click here for the rest of the story…
By: Francisco Guzman | Updated: Aug 13, 2021 | How Stuff Works
Ants invade homes for one reason: food. Whether you left crumbs on the kitchen table or forgot to take the trash out, where there’s food, there are ants. Ants aren’t all bad. They help to clean up dead animals and naturally create topsoil as they burrow into the ground. But they can also pose a danger to you and your home.
Ant bites aren’t only annoying, they can trigger an allergic reaction in some people. A typical ant bite can cause pain and discomfort, but bites from a fire ant can lead to difficulty breathing, difficulty swallowing, nausea, and dizziness. While fire ants pack a big sting, other ants can do different types of damage.
Carpenter ants, similar to termites, can cause damage to your home’s walls, decks, doorframes, and other wooden materials. These ants create nests in wooden areas that are moist and starting to decay and cause damage by tunneling through the wood.
But if your home has become infested with ants, don’t worry. Getting rid of them is fast, easy, and cheap. Most of our suggestions below use ingredients that are safe to use around babies and pets. Here are some home remedies to quickly and successfully rid your house of ants.
Click here for the rest of the story…
As natural disasters become increasingly costly, property damage claims are on the rise. Since 2011, the U.S. has seen at least $20 billion a year in estimated insured property losses. Alarmingly, that number has risen annually, culminating in a 2020 insured property loss of more than $74 billion, according to the Insurance Information Institute.
Property claims are often a given in the aftermath of a severe weather event, meaning that business leaders need to have a plan to prepare for potential property loss or damage. Follow along to learn about five common property losses businesses can expect after an extreme weather event.
After the storm has passed, evaluating and addressing the damage done to your business’ infrastructure is a pressing concern. Extreme weather events like hail, tornadoes, flooding, and even strong winds can cause extensive property damage, and you’ll need to work with your insurance provider to determine the extent of the damage and the estimated funds required for repair. If property damage has destroyed your building or rendered it temporarily uninhabitable, you should have a contingency plan in place to resume normal business operations, store equipment, and protect existing inventory.
Weather events, particularly those that involve flooding or heavy rainfall, can damage equipment needed to maintain business operations. Servers, electrical systems, heavy machinery, and other equipment might be damaged or destroyed entirely. Before reopening, ensure your equipment is functional and safe for use. You should also talk to your insurance provider about how to account for unexpected wear and tear, which may shorten the life of your equipment and lead to financial losses down the road.
During and after natural disasters, many business owners worry about theft and vandalism, although sometimes it can be hard to determine whether looting has occurred, given the existing property damage. Regardless, vacant buildings can be susceptible to vandalism and theft without proper security and oversight. If your property requires post-event construction, you should work with your insurance provider and contractor to discuss potential liabilities during rebuilding. You can also take precautions, like hiring security, to help reduce your risk.
At first glance, mold may seem unassuming but for commercial property owners, mold can be a highly problematic hazard that presents significant environmental risk.
Although frequently associated with the aftermath of natural disasters, mold is much more likely to result from routine maintenance issues such as leaky pipes or HVAC malfunctions. Taking a proactive approach to address mold is critical to help reduce the risk of property damage, guard against personal health effects, and avoid potentially costly future claims.
Concern about indoor exposure to mold has been increasing as the general public becomes aware of health risks and symptoms. According to the Centers for Disease Control and Prevention, potential adverse health risks can include a stuffy nose, sore throat, coughing or wheezing, burning eyes, or skin rash–with increased concerns for those with asthma or immuno-compromised individuals. Given these potential issues, commercial owners should prioritize mold as part of risk-management planning.
While any business can be at risk for mold, certain sectors have experienced a significant uptick in the frequency and severity of costly environmental claims due to mold and indoor air quality issues. Here’s a look at the factors driving this trend in these sectors.
Elementary and high schools (K-12) are vulnerable to mold growth for several reasons, including:
Without regular maintenance, a school can rapidly experience significant mold growth. To mitigate the risk of mold outbreaks, schools should perform regularly scheduled inspections for signs of mold, moisture, and leaks, including during long breaks. The Environmental Protection Agency’s Mold in Schools fact sheet provides additional guidance on how schools can mitigate this risk.
Deferred maintenance can lead to delayed problems for healthcare and hospitality sectors, especially when it comes to larger projects such as roof or room renovations:
Not having a plan to address this risk can be very costly. In addition to the costs to address structural damage, hospitals and hotels may also experience lost revenue if facilities need to cease operations or are held liable for mold-related exposures of individuals.
Since 2006, Shield Insurance Agency has been an Endorsed Local Provider with Dave Ramsey.
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