Jet setting over Pet sitting

Jet setting over Pet sitting

AmericanSeniors.org | Pet sitting | Special Event Insurance | Pet Insurance

Say goodbye to pet sitting and hello to jet-setting with your furry bestie! Options abound for your pet to join your vacation, whether you are flying, cruising, or driving to your destination.  Here’s what to keep in mind for traveling safely with your best friend – and how to find the best pet-friendly destinations.

Flying with Fido and Fluffy

Some airlines still have restrictions on pets traveling in their cabin, while others have returned to pre-COVID allowances.  Currently, Alaska Air, American Airlines, Delta, JetBlue, Southwest, and United Airlines allow pets in-cabin, as well as some overseas airlines like Air France.  For all airlines, pets need to fit comfortably inside a carrier that can tuck completely under the seat in front of you.  Your pet needs to be able to stand up and turn around in the carrier.  Make sure you double-check with your airline what their specific requirements are since they all vary. 

Allow your pet plenty of time to acclimate to the carrier long before your flight.  Set the carrier out in the house, with treats placed inside.  This positive association will encourage your pet to spend a longer time inside the carrier.  You can also take your pet for a drive inside the carrier to help acclimate to movement as well.  

Label the carrier with your name and phone number, and inside, you can place a potty pad to soak up any accidents.  Your pet’s favorite toy would be a comforting addition too.  

Five hours before the flight, stop feeding your pet, though water should still be made available.  Allow your furry best friend as much exercise as possible until boarding.  It is generally not advised to give your pet a sedative unless it’s specifically recommended by your vet. 

Cruising: Only with Cunard

If you dream of sailing the seas with your furry best friend, there is one cruiser that will welcome humans and pets alike.  Cunard’s Queen Mary 2 is actually the only cruiser that allows a limited number of dogs and cats to set sail.  However, they aren’t allowed to stay with you in your cabin.  Cats and dogs must stay in The Kennels for the entire duration of the cruise.  You are allowed to visit during specific hours, but they won’t be able to join you for walks around the deck.  There is a very long waiting list, as there are only 24 kennels aboard the ship.  Costs range from $800-$2000, depending on the size of your pet. 

It is a beautiful trip, which perhaps is another reason why the waiting list for The Kennels is quite long.  Queen Mary 2 sails transatlantically from NY to Hamburg, Germany.  En route, it comes into port in charming Southampton, the British waterfront city that’s home to history abounding, including the Titanic Trail and 950-year-old St Michael the Archangel Church.  Stonehenge is just a stone’s throw away. 

Road Tripping Together 

Of course, the most flexible way to travel with your pet is to enjoy a road trip together.  The most important consideration here is keeping Fido or Fluffy safe.  A strappable crate or appropriately fitted seat belt attachment will make sure your beloved pet stays safe in an accident (and prevents them from distracting you while driving).  The safest place is the back seat for pets, far away from the front airbags that can be fatal for their small stature.  Practice driving shorter distances to help your pets acclimate to the restraint.  Remember the treats! 

Currently, in beta, Go Pet Friendly has a road trip planner that is helpful for planning the best drive for both species.  You can ask for recommendations for pit stops for all of your legs to stretch and play. 

Friendly Tails Pet Sitting

Bring Fido is an excellent resource for trip planning with your furry best friend.   Browse pet-friendly hotels, restaurants, activities, and even events.  

Pet-friendly accommodations are on the rise, with many chains welcoming your pet to stay for free.  Red Roof Inn allows for one free pet per room, as do many Four Seasons properties.  Other chains like the Ritz Carlton and Westin welcome dogs, but have varying fees and restrictions.  The AKC has a full listing of dog-friendly hotel chains and specifics. 

The Pet Sitting Checklist

Click here for the full checklist…


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General Information about Blood and Blood Donation

January is Blood Donation Month

AmericasBlood.org | May 2022 | Blood Donation | Medical Insurance

U.S. Blood Donation Statistics and Public Messaging Guide

Over 40 verified statistics from published research.

blood donation statistics

Designed for blood centers, media, and anyone who is generally interested in the current state of blood donations and utilization, this guide is the first of its kind designed to provide the latest look at America’s blood supply and its donors. It uses data curated from published research, credible public sources, and input from industry experts. We encourage readers to use the editable social media graphics contained in this guide that highlight the 13 of the most widely used statistics.

This Guide will be updated annually to reflect the latest statistics.  

General Information about Blood and Blood Donation

Q1.1:  do blood donations help patients in need?

■ Every donation can help save a life.

■ Each donation can help save or deeply impact more than one life.

Q1.2: How many patients can each blood donation help?

■ One donation can help two or more patients in need. Each donation can be separated into more than one blood product including but not limited to red blood cells, plasma, and platelets.

■ Some donations result in two or three of the same type of product, just more doses for patients (e.g., double red blood cells, plasma from automation, or platelets from automation). 

■ Each traditional whole blood donation can be separated into different blood product components in the lab (red blood cells and plasma) and depending on the amount of  time from donation to the lab, additional products can be made such as platelets and cryoprecipitate which are used in cancer treatment and heart surgeries.

Q1.3: How many blood centers are there in the U.S.? How much do they collect?

According to the United States (U.S.) Food and Drug Administration’s (FDA’s) Blood Establishment Registration database1, there are 53 community blood centers and 90 hospitalbased blood centers in the U.S. Independent, community blood centers collect approximately 60

percent of the nation’s blood supply and the American Red Cross collects approximately 40 percent.

Q1.4: How often can individuals donate blood in the U.S.?

Individuals can donate whole blood no more than once in eight weeks.

Individuals can donate platelets (apheresis donation) as much as twice in a seven-day period — or up to 24 times in a rolling 12 months.

Individual blood centers may apply additional policies.

Q1.5: How many pints of blood do people have in their body?

An average adult has about 10.5 pints of blood in their body.

Q1.6: What is the prevalence of each blood type among the U.S. population?

The approximate distribution of blood types in the blood donor population is as follows.

Distribution may be different for specific racial and ethnic groups and in different parts of the country.

TABLE: PREVALENCE OF BLOOD TYPE 7 BLOOD TYPE PREVALENCE HOW COMMON IS YOUR BLOOD?

O Rh-positive 39% 1 in 2.5
O Rh-negative 7% 1 in 11
A Rh-positive 32% 1 in 3
A Rh-negative 6% 1 in 17
B Rh-positive 11% 1 in 11
B Rh-negative 2% 1 person in 50
AB Rh-positive 4% 1 person in 25
AB Rh-negative 1% 1 person in 100

Click here to visit the full report on U.S. blood donation…


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10 Practical Science-Backed Ways Leaders Can Support Their Employees’ Mental Health During Challenges

10 Practical Science-Backed Ways Leaders Can Support Their Employees’ Mental Health During Challenges

Happier.com | BY NATALY KOGAN | Mental Health | Health Insurance

As a leader, your job is not to manage people or projects — it’s to manage mental health, including your own.

During this really challenging time (understatement of the year!) that can be really intense and since we don’t learn about emotional fitness skills in MBA or leadership development programs, you don’t always know what to do.

The first thing you can do is make your and your team’s emotional and mental health your number one priority. You can’t give what you don’t have and your team members can’t give what they don’t have. If everyone is depleted and overwhelmed, it doesn’t matter how many motivating talks you give. As mountains of research show, we can’t do great work unless we fuel our well-being first.

Since the pandemic broke out, I’ve done 100+ virtual sessions on emotional fitness skills for teams and leaders and have led 3 virtual leadership development groups, to help leaders bring their full capacity to the challenges they are facing right now — and help people they lead do the same. 

Here are my 10 favorite science-backed tips to help you strengthen the emotional and mental health of people you lead — starting with your own.

10 Practical Science-Backed Ways Leaders Can Support Their Employees’ Mental Health During Challenges

1. Practice emotional awareness and openness

Whether you like it or not, as a leader, your emotions have an amplified effect on everyone else. So begin by practicing emotional awareness: Check in with yourself by asking “How am I feeling? What is my energy like?” (Do this first thing in the morning and before meetings.)

When your emotions vary from the norm (upset, stressed, more tense than usual) acknowledge them openly by telling people a little bit about why you feel that way. You don’t need to write a novel about your feelings — just share enough so the other person knows what’s up. This reduces stress and wasted energy for people trying to guess why you’re acting differently and gives them permission to share their emotions more openly.

2. Check-in and listen


Be intentional about checking in with your colleagues one on one to ask them how they are doing. This practice has 2 steps: (1) Ask them how they are and then (2) listen, giving them your full attention, without multi-tasking or trying to fix or give advice. During this challenging time when everyone feels more isolated, checking in with others is a powerful way to create moments of genuine human connection. (And no, you don’t always need to do it on Zoom — scheduling a quick check-in call works great!)

3. Practice Gratitude


During challenges and difficulties, the human brain’s natural negativity bias — being more sensitive to what’s wrong or negative — is in overdrive, making it easy to become overwhelmed with negative thoughts and even hopelessness. Practicing gratitude openly is the best way to counter the negativity spiral. 

Add Gratitude Bookends to your meetings: Begin a meeting by sharing something specific you’re grateful for or expressing your gratitude for someone else and at the end of the meeting, ask someone to do the same. This simple practice elevates the importance of gratitude for your team, encourages people to practice it on their own, and makes meetings more productive and collaborative.

4. Create no-meeting days

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10 Things You Need to Know About Social Security

10 Things You Need to Know About Social Security

Answers to frequently asked questions about your retirement benefits

AARP | Andy Markowitz | Updated June 21, 2022 | Social Security | Life Insurance

Social Security provides benefits to more than 65 million people, and those monthly payments have an enormous impact on older Americans’ financial health. According to Census Bureau data:

  • Social Security accounts for at least 50 percent of income for more than half of households headed by someone 65 or older.
  • It provides nearly 80 percent of income for 1 in 5 such households.
  • It keeps more than 26.5 million people from falling below the poverty line.

An institution that looms so large in American life is bound to generate questions about what it does and how it works. Here are the answers to some of the most frequently asked questions about Social Security. You’ll find more detailed information on these issues in AARP’s Social Security Resource Center.

1. Is Social Security just for retired workers?

No. As of April 2022, 72.7 percent of beneficiaries were retirees. The remainder were spouses, ex-spouses and children of retirees (4.3 percent); disabled workers and their families (14 percent); and survivors of deceased beneficiaries (9 percent).

2. At what age can I start collecting Social Security benefits?

You can begin receiving retirement benefits at age 62, but your payments will be more significant if you wait until your full retirement age (66 years and 4 months for people born in 1956, gradually rising over the next few years to 67). If you are eligible for survivor benefits or Social Security Disability Insurance (SSDI), you can start collecting earlier.

3. How do I sign up for Social Security?

You can apply for retirementspousal or disability benefits online, by phone at 800-772-1213, or at your local Social Security office. For survivor benefits, you can apply by phone or in person. Local offices reopened to walk-in traffic in April after being largely closed to visitors for more than two years due to the COVID-19 pandemic. Still, the Social Security Administration (SSA) strongly recommends calling ahead to make an appointment.

4. How long do I need to work to become eligible for benefits?

For retirement benefits, at least 10 years. Social Security uses a system of credits, which you collect by working and paying Social Security taxes. You can earn up to four credits a year, and you need 40 credits to qualify for retirement benefits. The credit threshold may be lower for disability benefits.

No, you can receive benefits while working. But if you are below full retirement age and earn more than a certain amount, your monthly benefits will be temporarily reduced. Once you reach full retirement age, the reduction is eliminated, and your benefits will be increased to make up for what was lost over time.

5. Must I stop working to collect retirement benefits?

No, you can receive benefits while working. But if you are below full retirement age and earn more than a certain amount, your monthly benefits will be temporarily reduced. Once you reach full retirement age, the reduction is eliminated, and your benefits will be increased to make up for what was lost over time.

6. How much will I get from Social Security?

That depends on a number of factors, most crucially your lifetime earnings from work in which you paid Social Security taxes. Social Security takes your 35 highest-earnings years, calculates an inflation-adjusted average, and plugs that into a progressive formula that determines your “basic” benefit. The amount will also be affected by how old you are when you claim benefits. You won’t know it for sure until you file, but you can use the AARP Social Security Calculator to get an estimate.

7. What’s the maximum monthly Social Security benefit? 

Read more…


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10 Wellness Trends From 2022 That Experts Say You Should Keep In 2023

10 Wellness Trends From 2022 That Experts Say You Should Keep In 2023

From fitness to trauma healing to your “villain era,” here are the wellness trends experts say are actually useful.

HuffPost.com | Jillian Wilson | Dec 14, 2022, 12:24 PM EST | Trends | Shield Health Insurance

A lot of things trend on social media, and many of those trending topics aren’t good. In fact, they can be pretty harmful (looking at you, NyQuil chicken). But, like all trends, they capture attention for a reason — some of these popular topics even prove pretty useful.

In the wellness world, including fitness and mental health, hundreds of trends have come out this year or simply grown in popularity. From hot girl walks to healing your inner child, many healthy trending topics are in the zeitgeist for a good reason.

And just because they’re trending now doesn’t mean they need to end in 2023. If anything, they should be continued and explored more. Lindsay Monal, a yoga teacher at YogaRenew Teacher Training, said that it’s important to follow the trends that you like and that will keep you consistent in your practice, whether mental health or fitness.

Here are the most useful fitness and mental health trends of 2022, according to experts:

Mental health trends

End of people pleasing and entering your “villain” era

The simple search “villain era” on TikTok brings up thousands of videos that showcase people putting an end to people pleasing and embracing their so-called villain era.

But while boundary setting and putting an end to people pleasing are both valuable for your mental health, there is something wrong with this being phrased as villainous behavior, according to Sarah Sarkis, an executive coach and senior director of performance psychology at Exos, a corporate wellness company.

“The ‘villain era’ is really an inaccurate depiction of people setting healthy boundaries,” Sarkis said. “While the trend means well, we shouldn’t be vilifying taking a step away from pleasing others to prioritize our own needs and well-being.”

She asked: “If we are always pleasing other people but never addressing our own needs, who are we actually being a villain to? Ourselves perhaps? Is that OK?” The answer: No, it is not.

She noted that burnout (think: holiday stress, work stress, family pressure and more) is a significant driver of this end of people pleasing. “We’re starting to see this shift to reverse years if not generations worth of conditioning to put others’ needs before our own,” Sarkis said.

Healing your inner child

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How to Avoid the Hidden Health Hazards of Travel

How to Avoid the Hidden Health Hazards of Travel

Experts offer tips to help prevent injury and illness on your next trip

AARP | By Jaimie Seaton | December 22, 2022 | Health | Shield Health Insurance

This past summer I traveled to London and then to Scotland to attend my daughter’s college graduation. It was a jam-packed two days of garden parties, family dinners, and cocktail hours following the commencement ceremony. 

On the day I traveled back to London, a shortage of taxis forced me to wheel my large suitcase and carry-on bag about a mile over cobblestones to the train station — my purse and shopping bag slung over my shoulder. In Edinburgh, I carried my bags up a flight of stairs in order to make my connection, and at Heathrow airport, there was walking and moved my bags through a security line for more than an hour. 

Once seated on the plane, I suddenly felt a sharp pain in my right elbow. Over the next week, the pain got worse and extended down my arm. I went to an orthopedist, who diagnosed tennis elbow. He surmised that dragging and carrying my heavy bags was the cause. 

​The pain only lasted another week or so, thanks to ice and stretching, but the whole experience left me wondering what other dangers might await me on my next trip. So I asked some experts. 

​“I frequently hear stories like yours,” says Sajida Saeed Chaudry, M.D., a primary care physician who specializes in preventive care at Johns Hopkins Community Physicians. She added that her patients, especially those age 50 and over, tell her tales of getting lost while on vacation and having to walk for miles, causing foot injuries, or hurting their back by putting a heavy bag in an overhead compartment or taking it off a conveyor belt.

​“There’s an element of stress and rushing, creating the perfect storm for things to go wrong,” Chaudry says. 

​Before you go | health

​Chaudry has some simple tips to help prevent injuries or health emergencies during travel, beginning with comfortable footwear. She also recommends establishing an exercise routine prior to traveling and ramping it up if you’re planning on doing a lot of walking. “If you’re routinely walking and suddenly go from 5,000 to 20,000 steps, those extra steps won’t bother you as much,” Chaudry says.

​Another travel tip: Pack extra must-have items in your carry-on bag. “I always tell patients, when they’re traveling, to have a back-up pair of glasses or hearing aids, and to keep them (close). Don’t put them in checked luggage,” Chaudry says. “It’s also a good idea to have your medical history and list of medications handy.” 

Health in the airport and on the plane

​Traveling light and using elevators when possible can help lower the risk of injury. If you notice pain from walking or carrying a suitcase, Chaudry says to follow the RICE regimen: Rest, Ice, Compress, Elevate. And she cautions against ignoring pain and pushing through, especially for those at greater risk of fracture, such as those with osteoporosis. “If the pain isn’t going away after a few days, that’s really a sign to check in with the doctor and make sure that there’s an evaluation,” she says.

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4 Surprising Benefits of the Flu Shot

4 Surprising Benefits of the Flu Shot

The vaccine can protect you from influenza, and it may have some other perks as well

AARP | by Beth Howard | October 3, 2022 | Flu Shot | Health Insurance with Shield Insurance

Not getting sick from the flu is reason enough to roll up your sleeve for a flu vaccine every fall. And along with preventing millions of cases of influenza each year, flu shots also reduce hospitalizations for complications of this misery-making seasonal illness.

A 2021 study from researchers at the Centers for Disease Control and Prevention (CDC) found that adults who got vaccinated were 26 percent less likely to be admitted to the intensive care unit and 31 percent less likely to die from the flu compared to those who were unvaccinated. There seems to be protection from illness even when vaccines aren’t perfectly matched to the strain of flu virus circulating (since the shot is formulated months in advance).

But evidence suggests that there are other payoffs beyond defense from fever, fatigue, chills, and aches.

“People don’t really appreciate the other potential benefits of flu shots,” says Michelle Barron, M.D., senior medical director of infection prevention and control for UCHealth in Aurora, Colorado. “It’s actually arming your immune system to fend off other problems.”

Here are four unexpected ways a flu vaccine can benefit the body and the brain.

1. A boost for the brain?

Previous research has suggested that flu vaccines may protect the brain from dementia, and a new study from the McGovern Medical School at UTHealth in Houston makes the case even stronger.

This study, published in the Journal of Alzheimer’s Disease, compared more than 47,000 people age 65 and older who were vaccinated against flu to a similar group of nearly 80,000 people who were not vaccinated. The findings: Those who got a flu shot were 40 percent less likely to develop Alzheimer’s disease over a four-year period.

“We weren’t actually expecting it to be that high,” says study coauthor Avram S. Bukhbinder, M.D., now a neurologist at Massachusetts General Hospital in Boston.

Bukhbinder has several theories for the vaccination’s potential effects on the brain. Perhaps by preventing the flu, the shot quells inflammation that can lead to harmful brain changes.

His most intriguing hypothesis is that vaccines alter the brain’s overall defenses. “There’s good evidence that when we get these vaccines, they help us make antibodies to the specific pathogen — the influenza virus,” he says. “But they may also modify the immune system in such a way that it’s better at either cleaning up amyloid and tau [the proteins responsible for the plaques and tangles that are the hallmarks of Alzheimer’s] or by preventing these proteins from building up in the first place.” 

2. The flu shot is linked to a stronger heart

A history of heart disease or a stroke can make flu more likely and more dangerous. In addition, flu can be a trigger for heart attacks and strokes in people at high risk for them. 

According to a 2018 Canadian study, people who got the flu were 6 times more likely to have a heart attack within a week of getting the diagnosis. And Columbia University researchers saw a significant jump in strokes in the month after fighting the flu, according to new research published in the American Heart Association’s journal Stroke

A flu shot can also spare you the potential heart harms. A new study led by the University of Toronto that incorporated six previous studies covering more than 9,000 patients showed that people who received a flu vaccine had a 34 percent lower risk of a major cardiovascular event in the 12 months following vaccination. Higher-risk vaccinated individuals with acute coronary syndrome — a group of conditions that abruptly stop blood flow to the heart — had a 45 percent risk reduction of a major cardiovascular event, and a 56 percent reduced risk of dying from heart disease in the year after they got the shot, according to the findings, which appear in JAMA Network Open. How the flu shot protects the heart isn’t fully known, but it may have to do with the plaques that build up on the artery walls of people with heart disease. The body’s immune response to the flu creates inflammation that is believed to disrupt these fat deposits, causing blood clots that may trigger heart attacks and strokes.

“The vaccine may interact with the body’s immune system and inflammatory processes to help stabilize plaques that might be present in blood vessels, thus preventing these plaques from rupturing and causing further problems,” says lead study author Bahar Behrouzi Homa, an M.D./Ph.D. candidate at the university. 

3. The flu shot could curb complications from other chronic conditions

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Child care disruptions continue to wreak havoc for working mothers

Sickness and child care disruptions continue to wreak havoc for working mothers

Worklife News | December 8, 2022 | by Ambreen Ali | Child Care

Since mid-October, Michelle Shank Boczonadi has not had a single week at work that she wasn’t also juggling child care challenges.

She’s a Denver-based senior director at Comcast Cable and mother to two-year-old Remi, whose nanny-share arrangement next door has been disrupted by RSV, flu, strep throat, pink eye and the stomach bug in the last six weeks alone.

Boczonadi is hardly alone, as high rates of illness and limited child care have combined to add pressure on working parents this fall. In October, a record number of parents missed work due to child care problems. Women are more likely than men to shoulder that burden and drop out of the workforce entirely to care for young children.

In New Jersey, Melissa Vogt became a first-time mom in May. Her son had Covid at one week old and was hospitalized with RSV a few weeks before she had to return to work. He started daycare at three months, and he’s had to stay home multiple times since because he has been sick. When he’s home, she often works anyway.

“A lot of times I start the day, and I try to get away with it without telling them. I just do the best I can from my phone while holding him,” said Vogt, who works in business development and client services for an education company.

Vogt said she is trying to be as available as possible since she recently took maternity leave. Her husband is very involved and helpful, but they face a common economic reality. “My husband makes twice as much money as me, so by default I’m the one who has to take care of our son,” she said.

As many workplaces have put in place return-to-work policies and settled into new hybrid routines, working mothers are still struggling. For them, the stresses induced by the pandemic — including sickness-related disruptions and lack of child care — still haven’t let up. 

“They’re carrying the load of being the breadwinner. They are also in most cases carrying the burden of parenthood, of running their household. We’ve been asking women for years and years to layer roles without offering additional support.”

Jill Koziol, co-founder of Motherly.

Worse, in some cases, their workplaces and colleagues have embraced a new normal that assumes such pressures are over, sidelining parents of young children who can’t keep up.

Vogt feels guilty when she can’t attend after-hour work events and the responsibility falls on her coworkers. She hasn’t talked to them about it, even though some of her friends tell her that it’s fair for her to be unable to attend those events as a mother of young kids.

Child Care Pressure on moms

The flexibility of modern work has created opportunities for mothers of young kids like never before. More moms of kids under the age of six have joined the workforce in recent years, according to the research nonprofit PRB. There are a variety of factors – from women facing economic pressures to them attaining higher education levels. They are more likely to work in flexible ways, such as in part-time roles or as entrepreneurs.

These women also face a unique set of pressures to juggle child care responsibilities. Among parents of kids aged 12 years and under, women spend three more hours on child care every day than men, according to a study by The Hamilton Project that was published by Brookings. That imbalance varies but holds true in heteronormative households regardless of who is working.

This imbalance came to light during the pandemic, when mothers of young kids were the most likely not to return to the workforce after the initial pandemic-induced disruptions in spring 2020. The decline was significant and incongruous: Nearly all fathers in the same situation returned to work, a paper published by the Federal Reserve Bank of Minneapolis noted.

The working moms who remain in the workforce are “carrying an immense load,” Jill Koziol, co-founder of the well-being community Motherly, said recently on the C-Suite Conversations podcast. Motherly’s 2022 State of Motherhood report found that 47% of women are the primary breadwinner in their household. 

“It falls to the companies to take the lead and make sure that, if they want to have a truly diverse and inclusive environment, they are also thinking of parents and caregivers.”

Lindsay Kaplan, co-founder of Chief, a network of female executives.

“They’re carrying the load of being the breadwinner. They are also in most cases carrying the burden of parenthood, of running their household,” Koziol added. “We’ve been asking women for years and years to layer roles without offering additional support.”

The report also found that twice as many women left the workforce than men in the pandemic, and that 46% of mothers who are still unemployed initially left due to a child care issue. As Koziol put it, “The pandemic brought many women to their breaking point.”

An ongoing child care crisis

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The New Heart Health Guidelines You Need To Know About

The New Heart Health Guidelines You Need To Know About

HuffPost.com | Jillian Wilson | Nov 16, 2022, 05:45 AM EST | Health Insurance | Heart Health

You can cut your risk of cardiovascular disease by following this advice from the American Heart Association.

Maintaining a healthy heart is a challenge for many people. It requires dedication to a workout regimen, eating healthy food, and staying in touch with your doctor about your cardiovascular disease risk factors (high cholesterol, high blood pressure, diabetes, smoking, and more).

Cardiovascular disease ― which includes heart disease, heart attack, stroke, heart failure, arrhythmia, and heart valve problems ― is the No. 1 killer of Americans, according to Dr. Leslie Cho, the section head of preventive cardiology at Cleveland Clinic. Every 34 seconds, someone in the U.S. dies of cardiovascular disease.

This all may sound pretty scary, and it is. But “90% of heart disease is preventable,” Cho said. And those preventable measures are outlined in the American Heart Association’s recently updated Life’s Essential 8, which is described by AHA as “key measures for improving and maintaining cardiovascular health.”

Here’s what to know:

Sleep is now included in the heart health guidelines.

For the first time, sleep is included in the heart health guidelines because it is “vital to cardiovascular health,” according to the AHA. Adults should get seven to nine hours of sleep each night to have an optimal immune system, for cell, blood vessel, and tissue restoration, to improve brain function, and to lessen the risk of chronic disease.

“There’s lots of data about Americans not getting enough sleep or having bad sleep, and we know a lot more about if you have poor sleep, that increases your risk factor for cardiovascular disease, but also things like high blood pressure and heart failure,” Cho said.

She added that studies show sleep deprivation can also increase cardiovascular risk factors like obesity and diabetes. “It’s a vicious cycle,” she said.

And there is even more risk for people with sleep apnea, a condition in which you stop breathing in your sleep. The condition has “been linked to things like high blood pressure, atrial fibrillation and heart failure,” Cho said, noting that it’s important to talk to your doctors about your quality of sleep to see if you might be suffering from sleep apnea or another sleep issue.

Secondhand smoke and vaping are now official risk factors (though they were already well-known risks).

Quitting smoking has always been an important way to cut your risk of cardiovascular disease, but now the guidelines explicitly include the dangers of secondhand smoke and vaping.

According to the AHA, “about a third of U.S. children ages 3-11 are exposed to secondhand smoke or vaping,” and both are linked to an increased risk of heart disease and certain kinds of cancer.

“In modern America, we’ve been led to believe that vaping is better than smoking, and that’s not true,” Cho said. Vaping can cause lung problems and cancer, and delivers nicotine, which is highly addictive, she said.

The heart health guidelines also underscore the importance of other healthy lifestyle habits.

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Can I get Health Insurance with Pre-existing Conditions?

Can I get Health Insurance with Pre-existing Conditions?

Health Insurance | Over 65? Click here

Many people wouldn’t be able to afford healthcare if they had to pay for it out of pocket. This is one of the many reasons why health insurance is a wise investment. Our team of insurance experts at Shield Insurance Agency is dedicated to helping Michigan residents understand the benefits of health insurance.     

What is Health Insurance?

In short, health insurance helps you pay for your healthcare. Your health insurance will pay for a portion of your healthcare costs or all of the costs after you pay a monthly premium.

Can I get Health Insurance with Pre-existing Conditions?

As a result of the Affordable Care Act, health insurance companies can’t deny a person coverage based on their pre-existing health condition. A pre-existing condition is a health issue that was present before you got healthcare coverage. Health insurance companies aren’t allowed to deny you coverage based on a pre-existing condition.

They’re also not allowed to charge you more as a result of any prior/ pre-existing health issues. Many health insurance companies consider many common chronic ailments as pre-existing conditions. A person with cancer, diabetes, asthma, and more, would be examples of pre-existing conditions. Even pregnancy can be considered a pre-existing condition. Health insurance companies aren’t allowed to discriminate against people who have these pre-existing conditions and more. 

Conversely…

If you enrolled in your healthcare plan prior to the Affordable Health Insurance Act, you have a grandfathered plan. This means that your insurance policy can still cancel your policy or raise your rates due to a pre-existing condition. However, our team is committed to answering your healthcare questions and getting the coverage you need.

Contact Us Today

We at Shield Insurance Agency are standing by to serve Michigan residents. If you are enrolled in a plan that started before 2010, you have a “grandfathered plan”. These plans can cancel your coverage or can charge you higher rates due to a pre-existing condition.


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