Ransomware Attacks Persists Even as High-Profile Attacks Have Slowed - Shield Insurance Agency Blog

Ransomware Persists Even as High-Profile Attacks Have Slowed

Claims Journal | By Eric Tucker and Alan Suderman | December 20, 2021 | Ransomware Attacks | Start A Quote Today!

WASHINGTON (AP)–In the months since President Joe Biden warned Russia’s Vladimir Putin that he needed to crack down on ransomware gangs in his country, there hasn’t been a massive attack like the one last May that resulted in gasoline shortages. But that’s small comfort to Ken Trzaska.

Trzaska is president of Lewis & Clark Community College, a small Illinois school that canceled classes for days after a ransomware attack last month that knocked critical computer systems offline.

“That first day,” Trzaska said, “I think all of us were probably up 20-plus hours, just moving through the process, trying to get our arms around what happened.”

Even if the United States isn’t currently enduring large-scale, front-page ransomware attacks on par with ones earlier this year that targeted the global meat supply or kept millions of Americans from filling their gas tanks, the problem hasn’t disappeared. In fact, the attack on Trzaska’s college was part of a barrage of lower-profile episodes that have upended the businesses, governments, schools and hospitals that were hit.

The college’s ordeal reflects the challenges the Biden administration faces in stamping out the threat _ and its uneven progress in doing so since ransomware became an urgent national security problem last spring.

U.S. officials have recaptured some ransom payments, cracked down on abuses of cryptocurrency, and made some arrests. Spy agencies have launched attacks against ransomware groups and the U.S. has pushed federal, state and local governments, as well as private industries, to boost protections.

Yet six months after Biden’s admonitions to Putin, it’s hard to tell whether hackers have eased up because of U.S. pressure. Smaller-scale attacks continue, with ransomware criminals continuing to operate from Russia with seeming impunity. Administration officials have given conflicting assessments about whether Russia’s behavior has changed since last summer. Further complicating matters, ransomware is no longer at the top of the U.S.-Russia agenda, with Washington focused on dissuading Putin from invading Ukraine.

Ransomware Attacks

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Flos Restaurant Gift Card given away from Shield Insurance Agency

Gift Card Winners Compliments of Shield Insurance Agency!

Friday, December 31, 2021

Every week, Shield Insurance Agency draws a winner of a local gift card from its clients and social media followers.

Why? Because we love giving stuff away!

Be sure to LIKE our Facebook Page to get yourself entered to win and see who the winners are!

Shield Insurance Agency has given away thousands of dollars in local gift cards over the last 20 years serving Michigan.

Look who is winning!

Shield Insurance Weekly Gift Card Winner
Shield Insurance Weekly Winner
Target Gift Winner from Shield Insurance Agency in Michigan
Subway Giftcard Winner from Shield Insurance
Meijer gift card winner from Shield Insurance Agency
Shield Insurance Agency Lowes Gift Card Winner
Shield Insurance Agency Denny's Gift Card Winner
Shield Insurance Agency Cracker Barrel Gift Card Winner
Shield Insurance Agency Meijer Gift Card Winner
Shield Insurance Agency Lowes Gift Card Winner!
Shield Insurance Agency Target Gift Card Winner!
Shield Insurance Agency Red Robin Gift Card Winner
Panera Bread Gift Card Winner at Shield Insurance Agency
Subway Gift Card Winner at Shield Insurance Agency
Shield Insurance gives away another local gift card!
Target Shield Insurance Gift Card Give A Way
Red Robin Gift Card Winner at Shield Insurance Agency

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10 Ways to Make Your Loved One Feel at Home and Independent - Shield Insurance Agency Blog

10 Ways to Make Your Loved One Feel at Home and Independent

Support an aging family member with household upgrades, new products

by Sarah Elizabeth Adler, AARP, December 15, 2021 | | Loved One| Shield Insurance Blog | Start A Quote Today!

Is your loved one aging in place? Part of helping someone do that successfully involves limiting risks — but at the same time allowing for Mom, Dad or another family member to maintain independence. Consider these smart choices around the house for added safety, autonomy and a sense of connection.

1. Smart speakers

These multipurpose devices function like voice-controlled virtual assistants: Ask to listen to music, set medication reminders, hear the weather forecast or even control compatible home fixtures such as a smart thermostat with the sound of your voice.

2. Nonslip rug grips

Slippery area rugs pose a fall risk and can be tricky to navigate for those who use mobility aids like a walker or cane. If you don’t want to remove area rugs altogether, consider adding a nonslip layer for safety: Opt for a nonskid carpet pad under each rug, or use adhesive corner grips or double-sided carpet tape to secure edges and keep corners from curling.

3. Digital photo frames

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Shield Insurance is helping Roslyn & Maddox by donating $25 to the family for each non-client who gets a quote from Shield

Shield’s Referral Program is Changing Lives in the Local Community!

Shield Referral Program Supports Local Sparta, Michigan Family

Your referral can make a difference for Roslyn and Maddox who both have a form of Arthrogryposis Multiplex Congenital. Shield Insurance is helping this Sparta, MI family by donating $25 for each non-client who gets a quote from us.

No purchase is necessary!

CLICK HERE to get a quote and we’ll donate $25 to them! (Be sure to mention Roslyn and Maddox in the comment section!) You can also call or text the office (616) 896-4600 and one of our agents will take a few minutes of your time to offer up a quote. Don’t forget to mention Ros and Maddox

Your Referrals to Shield Insurance Agency Help a Local Family in Need

“The highest compliment we can receive is the referral of your friends, family & business associates. Thank you for your trust!”

Meet Roslyn
Roslyn and Shield Insurance Agency Referral Program

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10 Things to Know About a Home Appraisal - Shield Insurance Agency Blog

10 Things to Know About a Home Appraisal

HowStuffWorks.com | By: Dave Roos  |  Jul 1, 2019

Of all the people you’ll interact with when buying or selling a house, the appraiser is the one you’ll probably get to know the least. But he or she may play one of the most important roles in the sale or purchase of your home. What the appraiser finds can be the difference in whether or not you’ll get the house you want or be able to sell the one you don’t.

A property appraisal is different from a property inspection. The home inspector is looking for issues in the home that the buyer should be aware of before purchase (for instance, mold or a leaking roof). The appraiser is determining the dollar value of the home by looking at what similar homes in the area go for, as well as the condition of the actual property. If you’re borrowing money from a bank or other institution to purchase your home, you’ll likely have to get a home appraisal (the inspection is optional but buyers would be wise to get one.)

Here are 10 important things to know about a home appraisal, starting with why mortgage lenders require home appraisals in the first place.

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e—and make it more organized, functional, and flexible . . . for whatever comes next - Shield Insurance Agency Blog

DIY Updates Your Home Needs Right Now

How to protect your home living space—and make it more organized, functional, and flexible . . . for whatever comes next

By Perry Santanachote, October 07, 2021

With 2020 being what it was and hindsight being 20/20, we’ve learned a lot about new ways of living—with a pandemic, climate change, and working (and working out) at home. We also know a few things we would do differently. But through it all, our appreciation for our homes has never been greater.

Whether you like it or not, you might still find yourself spending more time at home than normal this winter—but this time, you and your home will be ready.

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Are You Ready to Move Your Aging Parent Into Your Home - Shield Insurance Agency Blog

Are You Ready to Move Your Aging Parent Into Your Home?

Before assuming the role of full-time family caregiver for an aging parent, pose these key questions

by Bruce Horovitz,  AARP, October 19, 2021 | Aging Parent

Are you thinking about caring for an aging parent in your home? The best way to consider all that is involved in this major decision is to pose the right questions to the right people.

We reached out to top home caregiving experts nationwide and asked them to help frame the key questions that need to be asked before the boxes are packed. “Asking these questions ahead of time can help prevent confusion, misunderstandings, miscommunications and make the entire process go more smoothly,” says Amy Goyer, author of Juggling Life, Work and Caregiving, and AARP’s family and caregiving expert.

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Shield Insurance Agency Home Office in Hudsonville, Michigan

Happy Halloween to All!

Shield Insurance Agency wishes everyone a Safe and Happy Halloween!

Stop by the office, any time of the year, and we will have some treats for everyone!

We are located at 3214 Chicago Drive in Hudsonville, MI

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10 Most Popular DIY Home Decor Trends for Fall 2021 - Shield Insurance Agency Blog

10 Most Popular DIY Home Decor Trends for Fall 2021

10 Most Popular DIY Home Decor Trends for Fall 2021 – Shield Insurance Agency Blog

By Ashley Tyler  | August 13, 2021 | eHow.com

Fall will be here before you know it, and with the incoming chilly air and changing, leaves can come the urge to change up your home decor. With a few simple swaps, your home can feel festive and ready to take on any get-togethers or impromptu parties the next few months have in store.

Whether you’re planning on hosting for the holidays or just want to cozy up your space, it doesn’t have to break the bank or feel like another chore on your to-do list. Start by picking a few of your favorite fall trends and use them in small doses around your house. Need some inspiration to get you going? We’ve got you covered. Keep scrolling for 10 simple ways to add the year’s most popular trends to your fall decor.

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The Best Trees and Shrubs to Plant in Your Yard for Beautiful Fall Foliage - Shield Insurance Agency Blog

Fall Foliage and the Best Trees and Shrubs to Plant in Your Yard

MARTHASTEWART.COM | GARDEN | Fall Foliage | By Lauren Wellbank July 07 | Homeowners Insurance

Buy these plants and do your fall leaf gazing at home this year.

Fall Foliage

If your fall fantasies involve sitting in your own yard, sipping a homemade pumpkin spice latte, and watching as the plants in your yard go from summer greens to autumnal shades of red and orange, then it’s time to start gardening. Here, we’re sharing a number of trees and shrubs that will give your yard a good dose of fall color come autumn.

Fall Foliage Reds and Purples

Maples, particularly Japanese maples, are the first plants many gardeners think of when it comes to spectacular fall color. The hue depends on variety; Velvet Viking™, for example, goes from being purple in summer to vibrant red in autumn. Other maples may turn shades of yellow, orange, and purple. Blueberries are often overlooked for their ornamental appeal, but many turn stunning shades of red and purple come fall. This makes them great plants for double-duty use. Meanwhile viburnums offer amazing fall color in addition to berries that attract birds. Sparkler® is an easy-care version of the North American native that turns a rich purple-red at the season’s end. Oakleaf hydrangeas, like Snow Queen, are another amazing North American native shrub that works well in partially shaded spots and are known for delivering purple-bronze foliage in fall. It is one of the relatively few shade plants for reliable fall color.

Fall Foliage in Blues, Orange, Greens, and Yellows

Fothergilla, or witch hazel, is a native shrub with blue-green leaves in summer and pumpkin orange leaves in fall. If you’re looking for another bright-hued plant, linderas, or spicebush, grows mainly as a shrub or small tree. A common or native species, Lindera benzoin, has brilliant yellow to orange fall color.  The Asian spicebush, Lindera salicifolia, has bright orange fall color and the foliage stays on it longer throughout the winter. For year-long color, plant arborvitae—it offers a show in all seasons! Its new growth emerges a pleasing yellow shade before fading to green. Then, when temperatures drop in autumn, the foliage goes a glowing shade of golden orange that’s unlike anything else in the landscape.

When to Plant Them

Happily, you can plant your trees and shrubs almost anytime from spring to fall in most areas and still enjoy the changeover of color in the fall, according to Justin Hancock, Monrovia horticultural craftsman. “Spring planting gives you the advantage of bigger variety at the store; autumn lets you see the fall color for yourself before you bring your plant home.” Just beware, if your plants are stressed, struggling, or unhappy with where they’re growing, they are unlikely to produce as lively of a color palette come autumn.

Troubleshooting Issues

If your foliage isn’t turning the colors you had hoped, your soil may be to blame, says Adrienne R. Roethling, director of curation and mission delivery at Paul J. Ciener Botanical Garden. She says that the ideal soil PH should be 6.2-6.5. If your PH is fine but you’re still having an issue, drought may be the problem. “If soils are dry, especially in summer and fall, some plants will just drop their leaves prematurely,” she explains.

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