Event Insurance for those Special Occasions

Posted on May 26, 2023May 15, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | Event Insurance | Start a Quote here!

Planning an event can be a daunting task, especially when it comes to ensuring that everything
runs smoothly and safely. One of the most important aspects of event planning is obtaining the
right insurance coverage. Event insurance is designed to protect you and your guests from any
unforeseen accidents or incidents that may occur during the event. In this blog post, we will
discuss the different types of event insurance available, including event general liability
insurance, one-day event insurance, and special event insurance.

Event General Liability Insurance

Event general liability insurance is a type of insurance that provides coverage for bodily injury
and property damage that may occur during an event. This type of insurance is essential for any
event, as accidents can happen at any time. For example, if a guest slips and falls on a wet
floor, event general liability insurance would cover any medical expenses or legal fees that may
arise from the incident.

Cheapest One-Day Event Insurance

If you are planning a one-day event, such as a birthday party or a small wedding, you may be
looking for the cheapest one-day event insurance available. One-day event insurance is
designed to provide coverage for a single day and is typically less expensive than other types of
event insurance. However, it is important to note that the cheapest one-day event insurance
may not provide the same level of coverage as other types of insurance. It is important to carefully review the policy and ensure that it provides adequate coverage for your event.

Best Event Insurance

When it comes to finding the best event insurance, there are a few factors to consider. First, you
will want to ensure that the insurance policy provides adequate coverage for your event. This
may include coverage for bodily injury, property damage, and other types of incidents that may
occur during the event. Additionally, you will want to consider the cost of the insurance policy, as
well as the reputation of the insurance provider. It is important to choose an insurance provider
that has a strong track record of providing quality coverage and excellent customer service.

1 Day Event Insurance

As mentioned earlier, one-day event insurance is designed to provide coverage for a single day.
This type of insurance is ideal for small events, such as birthday parties, family reunions, and
other gatherings. One-day event insurance typically provides coverage for bodily injury, property
damage, and other types of incidents that may occur during the event. It is important to carefully
review the policy and ensure that it provides adequate coverage for your event.

Special Event Insurance

Special event insurance is designed to provide coverage for larger events, such as concerts,
festivals, and other large gatherings. This type of insurance typically provides coverage for
bodily injury, property damage, and other types of incidents that may occur during the event.
Special event insurance may also provide coverage for cancellation or postponement of the
event due to unforeseen circumstances, such as severe weather or a natural disaster.

Event Liability Insurance
Event liability insurance is a type of insurance that provides coverage for liability claims that may
arise from an event. This type of insurance is essential for any event, as accidents can happen
at any time. For example, if a guest is injured during the event and files a lawsuit against the
event organizer, event liability insurance would cover any legal fees or damages that may arise
from the lawsuit.

Shield Insurance Agency Represents Over 40 Insurance Companies
If you are in need of event insurance, it is important to choose an insurance provider that has a
strong track record of providing quality coverage and excellent customer service. Shield
Insurance Agency represents over 40 insurance companies and can help you find the right
insurance policy for your event. Our experienced agents can help you navigate the complex
world of event insurance, and ensure that you have the coverage you need to protect yourself
and your guests.

Contact Shield Insurance Agency at (616) 896-4600 for a Free Quote Today
If you are in need of event insurance, contact Shield Insurance Agency at (616) 896-4600 for a
free quote today. Our experienced agents can help you find the right insurance policy for your
event, and ensure that you have the coverage you need to protect yourself and your guests.
Don’t leave the safety of your event to chance – contact Shield Insurance Agency today and get
the coverage you need.

Learn About the Federal No Surprises Act

Posted on May 25, 2023May 23, 2023 by Shield Insurance Agency

Federal No Surprises Act | Health Insurance | No Surprises | Contact Brianna for assistance

Transparency in Health Care

In October 2020, the federal government issued the “transparency in coverage” final rule under the Federal No Surprises Act. The rule provides protection against balance or “surprise” billing under certain circumstances, and phases in new transparency requirements on most group health plans and health insurers. The purpose of the requirements is to enable consumers to make informed healthcare purchasing decisions.

What is “balance billing” (sometimes called “billing surprises”)?

When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a healthcare facility that isn’t in your health plan’s network.

Nonparticipating describes providers and facilities that haven’t signed a contract with your health plan. Nonparticipating providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called balance billing. This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.

Surprise billing is an unexpected balance bill. This can happen when you can’t control who is involved in your care, such as when you have an emergency or schedule a visit at a participating facility but are unexpectedly treated by a nonparticipating provider.

Your rights and protections against Surprises

When you get emergency care or get treated by a nonparticipating provider at a participating hospital or ambulatory surgical center, you are protected from balance or surprise billing.
Services you are protected from balance billing for:

Emergency services

If you have an emergency medical condition and get emergency services from a nonparticipating provider or facility, the most the provider or facility may bill you is your plan’s in-network out-of-pocket amount, such as copays, coinsurance, and deductibles. You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.

Michigan law also protects you from balance billing and requires that you pay only your in-network cost-sharing amounts for (i) covered emergency services provided by an out-of-network provider at an in-network facility or out-of-network facility; (ii) covered nonemergency services provided by an out-of-network provider at an in-network facility if you do not have the ability or opportunity to choose an in-network provider; and (iii) any healthcare services you receive at an in-network facility from an out-of-network provider within 72 hours of receiving services from that facility’s emergency room.

Certain services at a participating hospital or ambulatory surgical center

Learn more on how this works…

Visit http://www.cms.gov/nosurprises for more information about your rights under federal law.

Visit http://michigan.gov/difs for more information about your rights under Michigan law.

Lights Turned Off at the Gateway Arch

Posted on May 25, 2023May 20, 2023 by Shield Insurance Agency

Lights Turned Off at the Gateway Arch Every Night to Assist in Bird Migration This Month for 325 Species

Good News Network | May 20, 2023 | Gateway Arch | Shield Insurance Agency | Start a Quote today!

From the majestic whooping crane to the smallest songbird, an iconic American landmark in Missouri is making the skies safer for spring migrating birds who follow the Mississippi River to reach their summer nesting grounds.

Since 1965 when it was unveiled, the Gateway Arch in St. Louis has punctuated the cityscape at night with lights that illuminate its most visited US National Park. But all during the month of May officials will turn off the lights at night to facilitate safe passage for more than 325 bird species following the route each year on their spring migration.

“St. Louis sits right beneath the Mississippi Flyway, a major migration highway,” said Jeremy Sweat, Superintendent, of Gateway Arch National Park.

For over a decade, the exterior lights have been turned off for two weeks each May—and again in September—to help minimize the possible disorienting effect the lights may have on the migrations. But this year the park will keep the lights off for the entire month of May.

Gateway Arch National Park

Gateway Arch National Park is both a building and program partner with Lights Out Heartland, an organization that works with partners to provide migrating birds safe passage along the Flyway during the high-intensity migration months of May and September.

According to the St. Louis Audubon Society, sixty percent of North American songbirds and forty percent of waterfowl are anticipated to migrate this spring and fall.

“Other ways we are trying to help the birds is to focus the lights better on the Arch,” said Pamela Sanfilippo who works at Gateway Arch National Park. That way, “light doesn’t go up into the sky.”

The towering silver Arch was built to honor a different kind of journey that began in 1804 when President Thomas Jefferson launched the Lewis and Clark Expedition which mapped a path to the Pacific Ocean from the middle of the continent. Two scientists set out with a team of scouts and mapmakers from the river port of Saint Louis, which opened up the West. Today, the Gateway Arch attracts 1.62 million visitors annually.

Click here to read the full story

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Medical Insurance Can Provide Financial Protection.

Posted on May 24, 2023May 23, 2023 by Shield Insurance Agency

Shield Agency Blog | Medical Insurance | Contact Brianna for a quote!

Medical Insurance is a crucial aspect of our lives that we often overlook until we need it. It provides us with financial protection against unexpected medical expenses, which can be quite expensive. Health insurance covers a wide range of medical services, including doctor visits, hospitalization, surgeries, and prescription drugs. In this blog post, we will discuss the benefits of health insurance and why it is essential to have.

One of the most significant benefits of medical health insurance is that it helps you manage your medical expenses. With health insurance, you pay a monthly premium, and in return, your insurance company covers a portion of your medical expenses. This means that you don’t have to worry about paying the full cost of medical services out of your pocket. However, it is important to note that most health insurance plans have a deductible, which is the amount you have to pay before your insurance coverage kicks in. Once you reach your deductible, your insurance company will cover a portion of your medical expenses.

Another benefit of medical insurance is that it covers prescription drugs. Prescription drugs can be quite expensive, especially if you need to take them regularly. With health insurance, you can get your prescription drugs at a lower cost, which can save you a lot of money in the long run. Some health insurance plans also cover preventive care, such as annual check-ups and screenings, which can help you detect health problems early on.

Health insurance also promotes well-being, both physical and emotional. With health insurance, you have access to medical services that can help you maintain your physical fitness and overall health. This includes regular check-ups, screenings, and access to specialists if needed. Additionally, some health insurance plans offer wellness programs that focus on nutrition and wellness, which can help you maintain a healthy lifestyle.

Emotional Health is part of Medical Insurance

Emotional health is also an important aspect of well-being, and health insurance can help you manage your mental health. Mental health services, such as therapy and counseling, can be quite expensive without insurance. With health insurance, you can get the help you need without worrying about the cost. This can be especially important for those who struggle with mental health issues, such as anxiety and depression.

Health insurance also benefits families. With a family health insurance plan, you can cover your entire family under one policy. This means that you don’t have to worry about getting individual policies for each family member. Additionally, family health insurance plans often offer lower premiums than individual plans, which can save you money in the long run.

In conclusion, health insurance is essential for managing medical expenses and promoting well-being. It covers a wide range of medical services, including doctor visits, hospitalization, surgeries, and prescription drugs. Health insurance also promotes physical and emotional health, as well as nutrition and wellness. Additionally, it benefits families by providing coverage for the entire family under one policy. If you are looking for health insurance, contact Shield Insurance Agency for all of your insurance needs at (616) 896-4600.

Learn about the Federal No Surprise Act here

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Condo Insurance: Protecting Your Home and Your Wallet

Posted on May 24, 2023May 11, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | Condo Insurance | Start a Quote today!

As a renter or homeowner of a condo, it is important to understand the importance of having condo insurance. Condo insurance, also known as renters condo insurance or condo homeowner insurance, is a type of insurance that provides coverage for your personal belongings, liability, and the interior of your condo unit.

The cost of Condo Insurance

The cost of condo insurance can vary depending on a number of factors, including the location of your condo, the neighborhood and city you live in, and the type of coverage you choose. However, the cost of not having condo insurance can be much higher in the event of a disaster or accident.

One of the benefits of living in a condo is the sense of community and the shared responsibility of maintaining the property. However, it is important to remember that the responsibility for insuring your personal belongings and the interior of your unit falls on you, not the homeowners association (HOA).

When shopping for condo insurance, it is important to consider the coverage options that are available to you. Some policies may only cover the interior of your unit, while others may also provide coverage for your personal belongings and liability.

In addition to the coverage options, it is also important to consider the cost of the policy. While it may be tempting to choose the cheapest policy available, it is important to remember that the cost of the policy should not be the only factor you consider. It is important to choose a policy that provides adequate coverage for your needs and fits within your budget.

Shield Sells Condo Insurance

At Shield Insurance Agency, we understand the importance of protecting your home and your wallet. That is why we represent over 40 insurance companies, allowing us to provide our clients with a variety of coverage options at competitive prices.

When you contact Shield Insurance Agency for a condo insurance quote, we will take the time to understand your unique needs and provide you with a policy that fits your budget. Our experienced agents will also provide you with information about the coverage options available to you, so you can make an informed decision about your insurance needs.

In addition to providing you with a policy that fits your needs and budget, Shield Insurance Agency also provides exceptional customer service. We are committed to building long-lasting relationships with our clients and providing them with the support they need when they need it most.

Living in a condo can be a great experience, but it is important to remember that accidents and disasters can happen at any time. By having condo insurance, you can protect your personal belongings, your liability, and the interior of your unit in the event of a disaster or accident.

If you are in need of condo insurance, contact Shield Insurance Agency at (616) 896-4600 for a free quote today. Our experienced agents will work with you to find a policy that fits your needs and budget, so you can have peace of mind knowing that you are protected.

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Benefits of Health Insurance for your family

Posted on May 23, 2023May 23, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | May 23, 2023 | Health Insurance | Contact Bri for a quote today!

Health insurance is a crucial aspect of our lives that we often overlook until we need it. It provides us with financial protection against unexpected medical expenses that can arise from sickness, injury, or any other medical condition. In this blog post, we will discuss the benefits of health insurance and why it is essential to have it.

Health Insurance Bills

One of the most significant benefits of health insurance is that it helps you manage your medical bills. Medical bills can be expensive, and without insurance, you may find yourself struggling to pay them. Health insurance covers a portion of your medical expenses, which can help you save a significant amount of money. The amount of coverage you receive depends on your policy, but it can cover anything from doctor visits to hospital stays.

Another benefit of health insurance is that it helps you manage your deductibles. A deductible is the amount of money you pay out of pocket before your insurance coverage kicks in. With health insurance, you can choose a deductible that fits your budget and needs. This means that you can choose a higher deductible to lower your monthly premiums or a lower deductible to pay less out of pocket when you need medical care.

Prescriptions are another area where health insurance can be beneficial. Prescription drugs can be expensive, and without insurance, you may find yourself struggling to afford them. Health insurance can help cover the cost of prescription drugs, which can make it easier for you to manage your medical condition.

Injury and sickness are two of the most common reasons people need medical care. Health insurance can help cover the cost of medical care for both injuries and sickness. This means that you can get the medical care you need without worrying about the cost.

Medical emergencies can happen at any time, and they can be expensive. Health insurance can help cover the cost of emergency medical care, which can be a lifesaver in a medical emergency. This means that you can get the medical care you need without worrying about the cost.

Finally, health insurance can be beneficial for your family. If you have a family, you want to make sure that they are protected in case of a medical emergency. Health insurance can help cover the cost of medical care for your family, which can give you peace of mind.

In conclusion, health insurance is essential for anyone who wants to protect themselves and their family from unexpected medical expenses. It can help you manage your medical bills, deductibles, prescriptions, and emergency medical care. It can also be beneficial for your family. If you are looking for health insurance, contact Shield Insurance Agency for all of your insurance needs at (616) 896-4600. They can help you find the right policy for your needs and budget.

Learn about the Federal No Surprise Act

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What you need to know about Business Interruption Insurance

Posted on May 22, 2023May 11, 2023 by Shield Insurance Agency

Shield Insurance Agency | Business Interruption Insurance | Start a quote today!

Business interruption insurance is a type of insurance that provides coverage for losses that a business may incur due to a temporary shutdown or interruption of its operations. This type of insurance is designed to help businesses recover from unexpected events that may cause them to lose revenue or incur additional expenses.

Insurance carriers offer business interruption insurance as part of their commercial insurance policies. This type of insurance is typically included in a package policy that also includes property insurance, liability insurance, and other types of coverage that businesses need to protect themselves from financial losses.

Business Interruption Insurance Key Features

One of the key features of business interruption insurance is the exclusion of losses that are not covered by the policy. Insurance carriers typically exclude losses that are caused by events that are beyond the control of the business, such as natural disasters, acts of terrorism, or war. These exclusions are designed to limit the liability of the insurance carrier and ensure that the policy is affordable for businesses.

However, it is important for businesses to understand the exclusions in their business interruption insurance policy and to make sure that they have adequate coverage for the risks that they face. For example, if a business is located in an area that is prone to natural disasters, such as hurricanes or earthquakes, it may need to purchase additional coverage to protect itself from these risks.

Another important factor to consider when purchasing business interruption insurance is the amount of coverage that is needed. Businesses should carefully evaluate their financial needs and determine how much coverage they need to protect themselves from losses that may occur due to an interruption of their operations.

Contact Shield Insurance at (616) 896-4600 to learn more about business interruption insurance and to get a quote for coverage. Our experienced agents can help you evaluate your risks and determine the right amount of coverage for your business.

In addition to business interruption insurance, Shield Insurance offers a wide range of commercial insurance products to help businesses protect themselves from financial losses. Our policies include property insurance, liability insurance, workers’ compensation insurance, and more.

We understand that every business is unique, and we work closely with our clients to develop customized insurance solutions that meet their specific needs. Whether you are a small business owner or a large corporation, we can help you find the right insurance coverage to protect your business and your bottom line.

At Shield Insurance, we are committed to providing our clients with the highest level of service and support. We are available to answer your questions, provide guidance, and help you navigate the complex world of commercial insurance.

If you are interested in learning more about business interruption insurance or any of our other commercial insurance products, please contact us at (616) 896-4600. We look forward to working with you to protect your business and your future.

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How to pick the right pet insurance for your pet

Posted on May 19, 2023May 10, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | May 10 2023 | Pet Insurance | Start a Quote today!

As pet owners, we all want to ensure that our furry friends are healthy and happy. However, accidents and illnesses can happen, and veterinary bills can quickly add up. This is where pet insurance comes in. Pet insurance can help cover the cost of unexpected veterinary expenses, giving you peace of mind and ensuring that your pet receives the care they need. In this blog post, we will discuss the different types of pet insurance and how to pick the right insurance for your pet.

There are several types of pet insurance available, each with its own benefits and drawbacks. Here are the most common types of pet insurance:

1. Accident-Only Insurance: This type of insurance covers your pet in the event of an accident, such as a broken bone or a bite wound. It does not cover illnesses or routine care.

2. Time-Limited Insurance: This type of insurance covers your pet for a set period, usually 12 months, for both accidents and illnesses. After the policy expires, any conditions that your pet developed during that time will no longer be covered.

3. Maximum Benefit Insurance: This type of insurance covers your pet up to a certain amount, usually between $5,000 and $15,000. Once that limit is reached, the policy will no longer cover any further expenses.

4. Lifetime Insurance: This type of insurance covers your pet for its entire life, as long as you continue to pay the premiums. It usually has a higher premium than other types of insurance but provides the most comprehensive coverage.

Now that you know the different types of pet insurance, how do you pick the right one for your pet? Here are some factors to consider:

1. Your Pet’s Age and Breed: Some breeds are more prone to certain health conditions than others. For example, bulldogs are prone to respiratory problems, while German Shepherds are prone to hip dysplasia. If you have a purebred dog, it’s a good idea to research their breed’s common health issues and choose a policy that covers those conditions. Additionally, some policies may have age restrictions, so make sure to check if your pet is eligible.

2. Your Budget: Pet insurance premiums can vary widely depending on the type of policy and the coverage level. Consider how much you can afford to pay each month and how much you’re willing to pay out of pocket for veterinary expenses.

3. Coverage Limits: Make sure to read the policy carefully and understand what is covered and what is not. Some policies may have exclusions for pre-existing conditions or certain treatments. Additionally, some policies may have annual or lifetime coverage limits, so make sure to choose a policy that provides enough coverage for your pet’s needs.

4. Customer Service: When choosing a pet insurance provider, it’s important to consider their customer service. Look for a provider that has a good reputation for responding quickly to claims and providing excellent customer service.

5. Additional Benefits: Some pet insurance policies may offer additional benefits, such as coverage for alternative therapies or behavioral training. Consider whether these benefits are important to you and your pet.

If you’re looking for pet insurance, consider contacting Shield Insurance at (616) 896-4600. Shield Insurance offers a variety of pet insurance policies to fit your needs and budget. Their policies cover accidents, illnesses, and routine care. Additionally, Shield Insurance has a reputation for excellent customer service and quick claims processing.

In conclusion, pet insurance can provide peace of mind and financial protection for unexpected veterinary expenses. When choosing a policy, consider your pet’s age and breed, your budget, coverage limits, customer service, and additional benefits. Contact Shield Insurance at (616) 896-4600 to learn more about their pet insurance policies and find the right coverage for your furry friend.

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Do I Need Renter’s Insurance?

Posted on May 19, 2023June 8, 2023 by admin

Shield Insurance Agency Blog | Renter’s Insurance | Start A Quote Today!

At Shield Insurance Agency in Michigan, we hear the question, “Do I need renter’s insurance?” often. In most cases, the answer is yes, but it’s important to understand the details. Answering these questions can help you determine if you need renter’s insurance.

First, let’s talk about the different types of rental insurance. The most common type is apartment insurance, which covers your personal belongings in case of theft, fire, or other damage. This type of insurance also includes renters liability insurance, which protects you if someone is injured in your apartment and sues you for damages. Another type of rental insurance is loss of use coverage, which pays for temporary housing if your apartment becomes uninhabitable due to a covered event.

Does Your Landlord Require Renter’s Insurance?

Some landlords require their tenants to have renter’s insurance. This provides protection for you, as well as potential liability protection for the landlord.

If your landlord doesn’t require a renter’s policy as part of your rental agreement, it’s still a good idea.

Can You Afford to Replace Your Belongings?

You may think that you don’t have any valuables. However, even inexpensive items can add up quickly. Consider your furniture, clothing, and any important items like jewelry or electronics.

What would happen if your personal property was damaged? Do you have the financial resources to replace your items? If you can’t afford to repurchase these items, a renter’s policy is important.

Can You Afford a Hotel and Living Expenses?

Most renter’s policies will cover accommodations and living expenses if you have to leave your home due to a covered event. If you are concerned that you don’t have the emergency funds to cover this situation, a renter’s policy can provide needed peace of mind.

Do You Need Liability Protection with Renter’s Insurance

If someone is injured in your home or their property is damaged, you can be liable for the damages. This can put a strain on you financially and even jeopardize your future.

A renter’s policy provides coverage if you have you are held responsible for a liability claim.

Reach Out To Us

If you need renter’s insurance in Michigan, contact Shield Insurance Agency. We offer renter’s insurance policies, as well as homeowners, auto insurance, and more to meet all your insurance needs.

6 Factors to Consider When Choosing Small Business Insurance

Posted on May 18, 2023May 10, 2023 by Shield Insurance Agency

Shield Insurance Agency Blog | May 10, 2023 | Small Business Insurance | Begin a quote today!

As a small business owner, you know that running a business comes with a certain level of risk. Whether you’re just starting out or have been in business for years, it’s important to protect your business with the right insurance coverage. But with so many options available, how do you choose the right insurance for your business? In this blog post, we’ll discuss six factors to consider when choosing small business insurance.

1. Your Risk Levels

The first factor to consider when choosing small business insurance is your risk levels. Every business is different, and the risks associated with each business will vary. For example, a construction company will have different risks than a retail store. It’s important to assess your business’s risks and choose insurance coverage that will protect you in the event of a loss.

2. Professional Guidance

Choosing the right insurance coverage can be overwhelming, especially if you’re not familiar with the different types of coverage available. That’s why it’s important to seek professional guidance when choosing small business insurance. An insurance agent can help you assess your risks and recommend the right coverage for your business.

3. Employment Insurance Laws

Employment insurance laws vary by state, so it’s important to understand the requirements in your state. For example, in some states, businesses are required to carry workers’ compensation insurance, while in others, it’s optional. Make sure you understand the employment insurance laws in your state and choose coverage that meets those requirements.

4. Insurance Provider Accessibility

When choosing small business insurance, it’s important to consider the accessibility of the insurance provider. You want to choose an insurance provider that is easy to work with and responsive to your needs. Look for an insurance provider that offers online access to your policy information and has a customer service team that is available to answer your questions.

5. Premium Costs

Of course, cost is a factor when choosing small business insurance. You want to choose coverage that is affordable, but you also want to make sure you’re getting the coverage you need. When comparing insurance providers, make sure you’re comparing apples to apples. Look at the coverage limits and deductibles to make sure you’re getting a fair comparison.

6. Geographical Coverage Region

Finally, it’s important to consider the geographical coverage region when choosing small business insurance. If your business operates in multiple states, you’ll need coverage that extends to all of those states. Make sure you choose an insurance provider that offers coverage in the regions where you do business.

Choosing the right insurance coverage for your small business can be overwhelming, but it’s an important decision that shouldn’t be taken lightly. At Shield Insurance, we understand the unique risks associated with small businesses and can help you choose the right coverage to protect your business. Contact us today at (616) 896-4600 to learn more about our small business insurance options.

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