Campfires - Keep Safety Top of Mind- Shield Insurance Agency Blog

Campfires: Keep Safety Top of Mind

A nice evening by the glow and heat of a fire can be one of the most enjoyable parts of camping. Whether you’re gathering with friends, making s’mores, or just basking in the warmth, there are many reasons campfires are a long-standing tradition. That being said, creating a fire comes with a lot of responsibility. In the United States, people start nearly nine out of ten wildfires. 1 So the next time you get ready to light that match, keep these safety tips in mind.

Check fire regulations.

Make sure you know the rules of the campground or area where you’re planning the fire. There may be a temporary ban when the risk of wildfires is higher.

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ow to Clean an Oven - Shield Insurance Agency Blog

How to Clean an Oven

By: Jeremy Glass  |  Jan 4, 2021 | HowStuffWorks.com

It can be a dirty job, but someone’s got to do it.

It’s finally time to clean your oven. Yay.

Look, we understand the inherent lack of fun in such a laborious activity, but to clean an oven means a cleaner household with fewer harmful fumes infiltrating your kitchen and food. With little more than baking soda and vinegar, you can give your oven the kind of makeover that’ll eviscerate grease, dirt, and burned-on odor. Here’s how it’s done.

How to Clean an Oven

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8 Fall Chores You Can't Afford to Ignore - Shield Insurance Agency Blog

8 Fall Chores You Can’t Afford to Ignore

Do these maintenance tasks now and reap the rewards later

By Paul Hope | Published October 15, 2016, | Updated September 22, 2021 | Consumer Reports

Early fall is the right time to get your yard and house in order because come winter, small problems can turn into expensive nightmares.

Consumer Reports’ money-saving checklist covers everything from fallen leaves to your furnace. And many of these fall chores cost little more than time and effort. “A little bit of preventive maintenance now will help you avoid big hassles in the future,” says John Galeotafiore, who oversees CR’s testing of outdoor power equipment and other home gear.

Outdoor Fall Chores With Immediate Payoff

Close Your Hoses

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Fire Prevention 52 RV Fire Safety 101 - Shield Insurance Agency Blog

Fire Prevention 52: RV Fire Safety 101

By Kathy Komatz, National Structural Fire Training Specialist | NPS.gov

20,000 RV Fires Occur Annually

RV fire safety is of premium importance to the conscientious RVer. Unfortunately, fire is one of the leading causes of RV loss in the U.S. today. The National Fire Protection Association (NFPA) estimates that 20,000 RV fires occur annually. Don’t let yours be one of them!

RV fires can start when your RV is moving or when it is parked. The following tips can help you recognize the most common fire hazards. 

Before you go:

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Shield Insurance Agency - Types of insurance and the insurance companies Shield is proud to represent

Shield Insurance Agency Product List

Shield Insurance Agency | Start A Quote Today!

Types of Insurance Shield Insurance Agency Provides

Shield Insurance Agency has been in business for so many years, we can shop a lot of different companies for a lot of different types of insurance to be sure you get what you need for the price you can afford. Check out the list!

Personal

  • Auto Insurance
  • Boat Insurance
  • Condo Insurance
  • Dental Insurance
  • Disability Insurance
  • Event Insurance
  • Farm Insurance
  • Flood Insurance
  • Health Insurance
  • Homeowners Insurance
  • Mobile Homeowners Insurance
  • Motorcycle Insurance
  • Motorhome Insurance
  • Recreational Vehicle Insurance
  • Renter Insurance
  • Term Life Insurance

Business

  • Auto Facilities
  • Bond Insurance
  • Business Interruption
  • Cannabusiness
  • Church Insurance
  • Commercial Auto
  • Commercial Property Insurance
  • Contractor Insurance
  • Cyber Liability Insurance
  • General Liability Insurance
  • Group Health Insurance
  • Group Life Insurance
  • Liability Insurance
  • Professional Liability Insurance
  • Security Bond Insurance
  • Workers Compensation

Insurance Companies Shield Insurance Agency is Proud to Represent

AAA
Accident Fund
Aegis
Ambetter
American Modern
ASI
Assurity
Berkshire Hathaway GUARD
Berkshire Hathaway Homestate
Blue Cross Blue Shield/BCN
Bristol West
Companion Life
Conifer
Delta Dental

Foremost
Freemont
Genworth
Golden Rule
Grange
Hanover
HAP
Hiscox
Humana
ING
Liberty Mutual
Liberty Union
Medishare
Molina Healthcare
National General
Nationwide

North American Company
Philadelphia
Principal Financial Group
Priority Health
Progressive
Reinsurepro
RLI
Safeco
State Auto
Superior Flood
The Hartford
Transamerica
Travelers
United Healthcare
Unum
Wolverine


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How to Survive a Prolonged Power Outage - Shield Insurance Agency Blog

How to Survive a Prolonged Power Outage

By Haniya Rae | Published February 16, 2021 | Updated August 29, 2021 | Consumer Reports

Approach appliances with caution, use gas to cook, and more tips on how to safely get through a power outage.

1. Write Important Information on Paper

During a power outage, your cell phone is your lifeline and you’re likely to want to keep it charged in case of an emergency.

Because you can’t depend on your phone indefinitely, write down phone numbers and addresses you might need, such as a nearby hospital, a school that’s providing supplies, the local library or storm shelter, or other public places that might have power—places where you’ll be able to go to recharge your electronics and contact loved ones.

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10 Hacks to Keep Your Home Cool Without AC - Shield Insurance Agency Blog

10 Hacks to Keep Your Home Cool Without AC

By Fred Decker | July 9, 2020 | eHow.com | Cool Without AC

Turning on an air conditioner is the quick and easy answer to hot days, but AC isn’t always available. Even when it is, there are downsides: It can drive up your power bill dramatically, and it’s not exactly the most eco-friendly appliance in your home. Keep your home cool with out ac with these 10 smart home hacks, which are good for the planet and your pocketbook.

1. DIY Cooling for Where You Are

It’s a lot of work to cool the whole house when really all you need to do is cool the spot where you are. You can make a simple DIY desktop mini air conditioner unit with just a few inexpensive pieces, including a USB fan, a plastic bucket, and some disposable containers. It does a fine job of keeping you comfy at your desk, or while you’re watching TV from your favorite chair. You can follow the same basic steps to make a larger version from a foam picnic cooler, if you wish, and cool a small room.

2. Be Smart About Appliance Use

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When Disaster Strikes What to Put in Your Medication Go Bag - Shield Insurance Agency Blog

When Disaster Strikes: What to Put in Your Medication Go Bag

Atlantic hurricane season is a good reminder that everyone should prepare this potentially lifesaving kit

By Consumer Reports Last updated: July 05, 2021

A well-stocked Medication Go Bag can be used to soothe a cut or burn—or to save your life during a hurricane, flood, fire, or other emergencies.  

But it’s important not to wait until you’re faced with the need to leave your home in a hurry to assemble your medication go bag, says Geoffrey C. Wall, Pharm.D., a professor of pharmacy practice at Drake University in Des Moines, Iowa.

Whether you buy a kit from a drugstore or build it yourself, Wall recommends that all households keep a medication go bag on hand. It should contain the essentials, including: 

  • At least seven days’ worth of over-the-counter and prescription medications you take on a regular basis. Label the containers clearly, and include a printed-out list of everything you take and the regimen for each medication, plus a copy of your health insurance card (in case you need medical care while you’re away from your home).
  • An antihistamine for allergic reactions, such as diphenhydramine (Benadryl Allergy and generic) or loratadine (Claritin and generic).
  • Pain relievers, including acetaminophen (Tylenol and generic), aspirin, ibuprofen (Advil, Motrin IB, and generic), or naproxen (Aleve and generic).
  • Stomach and antidiarrheal remedies, including loperamide (Imodium and generic) and bismuth subsalicylate (Kaopectate, Pepto-Bismol, and generic).
  • An antacid for heartburn, such as Maalox, Mylanta, Rolaids, Tums, or generic.
  • Antiseptic wipes; an antibiotic ointment such as Neosporin, Bacitracin Plus, Curad, or generic (use only for infected wounds); and bandages, gauze, and tape, for treating burns, cuts, and wounds.
  • Mosquito repellent to prevent bites, and aloe gel, hydrocortisone cream, or calamine lotion to soothe bites and skin irritation.
  • An eyewash solution for flushing out eye irritants.
  • Water-purification tablets.
  • Scissors.
  • Thermometer.
  • Tweezers.

If you and your family have special medical needs, you can build a more sophisticated medication go bag—for example, one that contains hearing aids with extra batteries, an epinephrine auto-injector, glasses, contact lenses, or syringes.

Fill Prescriptions in Advance

For prescriptions, you and your family members take, consider asking your doctor for 60- or 90-day refills rather than a month’s worth. That way, you’re more likely to have extras on hand for your medication go bag. (This can also save you money.)

Always fill prescriptions on the first day you become eligible for a refill, rather than waiting until the day you run out. If you are able to obtain an emergency supply, establish a plan for rotating your go-bag supply so that it remains up to date. And remember to check medications periodically to ensure that they have not expired.

“During an emergency, some states allow pharmacists to dispense an emergency supply of medications without doctor authorization,” Wall says. But, he adds, “certainly if a known potential disaster, such as a hurricane, is predicted, make sure you have prescription meds and supplies before it hits.”

You might also ask your health insurance company to assist you in obtaining enough medication and supplies to have on hand.

Storing and Maintaining Your Kit

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How to Get Rid of Ants - Shield Insurance Agency Blog

How to Get Rid of Ants

By: Francisco Guzman | Updated: Aug 13, 2021 | How Stuff Works

Ants invade homes for one reason: food. Whether you left crumbs on the kitchen table or forgot to take the trash out, where there’s food, there are ants. Ants aren’t all bad. They help to clean up dead animals and naturally create topsoil as they burrow into the ground. But they can also pose a danger to you and your home.

Ant bites aren’t only annoying, they can trigger an allergic reaction in some people. A typical ant bite can cause pain and discomfort, but bites from a fire ant can lead to difficulty breathing, difficulty swallowing, nausea, and dizziness. While fire ants pack a big sting, other ants can do different types of damage.

Carpenter ants, similar to termites, can cause damage to your home’s walls, decks, doorframes, and other wooden materials. These ants create nests in wooden areas that are moist and starting to decay and cause damage by tunneling through the wood.

But if your home has become infested with ants, don’t worry. Getting rid of them is fast, easy, and cheap. Most of our suggestions below use ingredients that are safe to use around babies and pets. Here are some home remedies to quickly and successfully rid your house of ants.

How to Get Rid of Ants

  • White vinegar: Mix a solution of one part white vinegar to one part water or just use straight vinegar. Wipe your counters, tables, appliances, and jars with the solution to kill ants and prevent them from returning. Although you won’t be able to smell the scent after a while, ants will.
  • Hand soap: Spray a soapy water solution into holes and crevices that may be the entry point for ants in your home. Soap is an effective remedy for preventing ants from entering your home because it removes the scent of ant pheromones, which ants use to communicate with each other.

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Life Kit Episodes That Will Bring You Closer To Financial Independence - Shield Insurance Agency Blog

Life Kit Episodes That Will Bring You Closer To Financial Independence

This story is adapted from the Life Kit weekly newsletter, which arrives in inboxes each Friday.  Subscribe here.


Explore Life Kit

This story comes from Life Kit, NPR’s family of podcasts to help make life better — covering everything from exercise to raising kids to making friends. For more, sign up for the newsletter and follow @NPRLifeKit on Twitter.

From signing up for the right credit card to paying off debt to navigating a financial crisis — managing money is a lot easier with a little know-how. Here are seven of our favorite Life Kit episodes on common and confusing money topics, featuring personal finance experts who are eager to help you out.

Cut Down Miscellaneous Expenses

Trying on pajama pants at Target just for fun, swinging by an ice cream store, because it’s not the same as the pint I have in my fridge — I’ve been there. Personal finance expert Tiffany Aliche, “The Budgetnista,” recommends asking yourself whether you “Need it, love it, like it or want it” before springing for impulse purchases. If the gratification from a purchase will last less than one year, it’s just a “like,” and you might be better off skipping it to save up for something you’ll “love.”

Master Budgeting

When I moved into my first apartment out of college, I quickly realized that no one ever taught me how to budget. Author Kristen Wong points out that young adults shouldn’t feel obligated to budget just because it is what grown-ups do. Instead, she suggests holding onto a personal goal that you’re saving up for, like a weeklong trip, a new computer or dinner from your favorite restaurant. Here’s more on how you can budget to feel “liberated.”

Make Money From Your Side Hustle

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