10 Safety Tips To Follow During Halloween

Shield Insurance Blog | Safety Tips | Start A Quote Today!

The apples have been bobbed, the pumpkins are carved, the cobwebs are hung, and the spooky movie marathon has been viewed, leading up to one of the most anticipated nights of the year for both kids and adults: Halloween.

But some Halloween statistics can be pretty frightening. According to SafeKids.org, only 1/3 of parents talk to their little goblins about Halloween, yet 3/4 of parents report having safety concerns. American Modern® has collected a trove of tips to keep kids of all ages safe this Halloween season.

1. Before you leave the house to go haunting, check your smoke detectors. 

With all of the neighborhood jack-o-lanterns aglow, and the occasional backyard fire-pits on Halloween night, it’s a good idea to double-check that your smoke detectors are fully functioning.

2. Wear comfortable Halloween costumes that glow in the dark. 

Whether it’s a Ninja or Cinderella, fastening reflective tape onto costumes is an inexpensive and easy way to increase visibility during the night. It’s also great to put this same tape on trick-or-treat bags while you’re at it. Other handy items to carry include flashlights or glow sticks. The safest costumes are bright and reflective so you and your little ones will be more visible.

3. Make-up matters. 

Picking non-toxic make-up is important for you and your child’s safety. It’s always wise to do a small skin test in advance to ensure there is no irritation or allergic reactions. Put a small amount on the arm of the person who will be wearing it. If a rash, redness, swelling, or other signs of irritation develop where the makeup was applied, that’s a sign of a possible allergy. Additionally, you can quickly check the FDA’s list of color additives to see if the colors are FDA approved. If they aren’t approved for their intended use, don’t use them. That list can be checked here: https://www.fda.gov/forindustry/coloradditives/coloradditiveinventories/ucm115641.htm

4. Flame-fighting halloween costumes. 

You never know if you’ll end up fireside making S’mores and telling ghost stories on Halloween. So, always make sure costumes say “flame resistant” on the label. Believe it or not, some clothing products are not flame resistant and sometimes will even have a “keep away from flames” warning. If you make your costume, flame-resistant fabrics such as polyester or nylon are a safer choice.

5. Choose your “weapons” wisely. 

It’s important to make sure any props or weapons that really sell the costume are soft and flexible, such as a cardboard sword. It’s easy for children to get excited about their character. So while they are flexing their imagination, make sure their props are safe and not harmful to others. It goes without saying, but be sure to keep these props (and your children) away from any candles or open fires.

6. Commit to the costume, but scrap the decorative or colored contact lenses. 

The FDA and several eye care professional groups, including the American Academy of Ophthalmology, and the American Association for Pediatric Ophthalmology and Strabismus, are discouraging the use of decorative or colored contact lenses this year. If bought and used without a valid prescription, or without the involvement of an eye care professional, or without appropriate follow-up care, the lenses can lead to significant risks of eye injuries, including blindness.

7. Handle candy with care. 

First, you want to pick a safe bag, tote, or plastic food container to collect treats in. Up-cycling containers at home can be creative and environmentally friendly, but be sure what you are using did not previously contain any harmful toxins, household cleaning items, or any other possibly poisonous material. Also, both kids and adults should not eat candy until it has been inspected at home. No nibbling along the way! Avoid any candy that is homemade or looks like the packaging has been tampered with.

8. Street safety. 

Children should always be properly supervised outdoors by parents. It’s best for children to travel in groups with several parents and stay on the sidewalk, even if the street seems quiet in terms of traffic. Remind your child of the basics: looking both ways before crossing (at corners with crosswalks only), having a buddy to hold hands with while crossing the street, and not talking to strangers. It’s also smart to make sure your child has their phone number and address either memorized or in a safe place.

9. No lights, no treats. 

Houses that do not look like they are celebrating or participating in Halloween should be skipped.

10. In case of tricks, act fast. 

While the origins are mysterious, egging is a popular, but dreaded Halloween trick. Did you know that if a smashed egg is left too long on your house or car it could damage the paint? Quickly clean any egg residue off to avoid damage to painted surfaces. In addition, look out for others around you and notify your neighbors of any mischief-makers in order to keep your neighborhood safe.

As you and your little ones canvass the neighborhood for this year’s candy haul, crunching leaves beneath your feet, American Modern hopes these helpful tips and tricks will make this year’s Halloween safe and sweet.

*If you have any questions or someone you know has been exposed to a potentially harmful substance, you can call the American Association of Poison Control Centers immediately at (800) 222-1222. They are available to assist you 24 hours a day. In case of an emergency, call 911 immediately.
From all of us at Shield Agency, we wish you, and your family a safe and fun Halloween!


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18 years past the 9/11 Memorial

Shield Insurance Blog | 9/11 Memorial |

I was watching the TV, on 9/11, as my young children were in the driveway waiting for the school bus. I peeled myself away when I heard the bus driver honk the horn to give me a wave goodbye.

The TV images were numbing. We remember them, they are unforgettable.

Days later as the rubble from the buildings settled, and the immediate chaos cleared, people started to do more, be more, give more, go to church more. For a while, it changed many areas of our everyday life.

Weeks later our neighborhood held a block party. I set a jar out to collect funds to do something in a neighborhood affected by 9/11, from a neighborhood to a neighbor. I was thinking maybe a bench or a birdbath. The money and support poured in, not only from our neighbors, but local companies, communities, the city of Flower Mound, and beyond.

9/11 Memorial

We ended up with almost $10,000 in cash, 12 square feet of granite, and the etching donated. Even Federal Express stepped up to ship a stunning 12-foot square laser etched memorial. Designed by two teenage boys from our neighborhood, it was placed in a New Providence New Jersey Neighborhood that lost 6 people that fateful day.

It was a project of good love and support, from our neighborhood, our community, the city, area businesses, and it had the same effect on the people of New Providence whom I am still very close friends today.

I wish there was a way to commemorate this event for the vast goodness it brought out in the people. I wish the anniversary wasn’t so difficult on all the families that lost loved ones, and the thousands of people that were in the path of responding…. It was a very painful time for too many people. Some years I don’t want to mention the Memorial our town made happen.

But I always go back and remember all the good that people gave and the goodness that we, as a nation, need to keep showing over and above all the other bad in the world. It always boils down to the simplicity of Good vs Bad. I choose to rejoice in the Good.

Connie Simmons-Miller


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It’s Hot Out There. Are You Staying Cool?

It’s Hot Out There. Are You Staying Cool?

All you have to do is turn on the news, or leave air conditioning, to know that it’s hot outside all over our country. I learned firsthand because I spent six hours outside yesterday when the Foremost Chopper visited our office park in Michigan.

This was about halfway through the day. Can you tell that my hair doesn’t cooperate with humidity? I was exhausted at the end of the day and fell asleep well before 10 p.m. and for a person who’s usually up to 11:30, that’s strange. So while I had time to prepare for an afternoon out in the heat, I wasn’t prepared for the heat. Let’s review where I went right and where I went wrong yesterday using the following heat-related illness preventative tips from the Centers for Disease Control and Prevention (CDC).

The CDC recommends… “Drink more fluids (nonalcoholic), regardless of your activity level. Don’t wait until you’re thirsty to drink.”

This was my first failure. While I brought a bottle of water, I rarely drank from it because of that second sentence. I didn’t feel thirsty. If you are outside, remember to keep hydrated, regardless of thirst level. So I’m 0-1.

The CDC recommends… “Don’t drink liquids that contain alcohol or large amounts of sugar—these actually cause you to lose more body fluid. Also, avoid very cold drinks, because they can cause stomach cramps.”

I usually only drink water, so I had this right. My water was also outside with me, so it wasn’t cold. BUT, and it’s a big but, I’ve already mentioned that I rarely drank my water. So I’m saying that I’m 0-2.

The CDC recommends… “Wear lightweight, light-colored, loose-fitting clothing.”

Well, as you can see in the photo, that dress I’m wearing is both light-colored and loose-fitting. I can also attest that it’s pretty lightweight. I’m 1-3.

The CDC recommends… “If you must be out in the heat, limit your outdoor activity to morning and evening hours.”

I was outdoors from 9 a.m. to 3 p.m., so I’m 1-4.

The CDC recommends… “Protect yourself from the sun by wearing a wide-brimmed hat,…sunglasses, and by putting on sunscreen of SPF 15 or higher…”

I wasn’t wearing a hat, but I was wearing sunglasses and I did wear a broad-spectrum SPF 70 sunscreen. If that is three items, I’m 3-7. 43% is not even close to a passing grade.

So while I was fortunate not to suffer from heat exhaustion, severe sunburn, heat cramps, or worse, hopefully, you’ll learn from my errors—especially if you’re trying to beat the heat while in your RV, on your boat, or PWC. Your safety is important to us.


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ArtPrize

Did you know that right here in Grand Rapids is an event going on that is very amazing to go see! This event is Artprize!!

What is ArtPrize?

ArtPrize began nearly seven years ago as an experiment – a totally new event, unlike anything the world had ever seen, filled with the experiments of artists and the opinions of everyone. Anything from paper-made items to huge metal sculptures and everything in between!

The event runs from Sept 23 – Oct 11th. For 19 days, three square miles of downtown Grand Rapids, Michigan, become an open playing field where anyone can find a voice in the conversation about what is art and why it matters. Art from around the world pops up in every inch of downtown, and it’s all free and open to the public. With $500K in prizes.

I have gone every year so far and am totally amazed at what each and every person submits for entry into this event.

Here are some websites that you can go to, to find out more about this event and to see things from the years past events. Hope you go!

http://www.artprize.org/

https://www.artprize.org/about

Submitted by Dawn

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Giving Back To The Community

Shield Insurance Blog | Giving Back | Contact Our Office

Giving Back To The Community

With the holidays right around the corner, it seems like we get busier and busier every day. We have to plan for Thanksgiving with family, Christmas celebrations, presents, and celebrating the start of a new year. We all tend to get so busy that we don’t always stop to look around and notice that not everyone might be as lucky as we are. 

There are many families that won’t be able to sit down to a nice meal at Thanksgiving or be able to provide even the most basic of necessities for their children. There are homeless people who won’t have a home to go to, children that won’t have gifts to open on Christmas, and families who won’t have enough food to celebrate Thanksgiving. 

As we enter the Holiday Season we should stop and reflect on how much we have and how much we can give back. It can be a simple as donating a toy to Toys for Tots or donating the clothes you no longer wear to a men’s or women’s shelter. We can also go as far as starting food drives, toy drives, and clothing drives. Nothing is impossible when we choose to give to those who are less fortunate. Take it upon yourselves this year to give back and bring a smile to those in need. There are a lot of non-profit organizations that would be very happy to work with those who want to give back. You can also provide children in the hospital with toy donations. We should want to give back not only during the holiday season, but every day, but this time of year seems to make a difference for a lot of people who are in need. It is a beautiful thing when we can give back to those in our community. While there is a lot of people who volunteer with organizations they never seem to have enough to fulfill all the responsibilities. I encourage you this Holiday Season to give back to at least one person who is in need because we never know whose life we could be changing by doing a simple act of kindness. 

Submitted by Gabi

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